855-277-8088

Revol One Financial BreakThrough 5yr (CA)

The BreakThrough 5yr (CA) is a 5-year multi-year guaranteed annuity from Revol One Financial.

6.25% Last updated 11/14/2026
The three things to know
Rate guarantee
5 years

6.25% every year. It cannot go down during the term.

Free withdrawals, year 1
None

Any early withdrawal carries a surrender charge.

Free withdrawals, years 2+
None

Any early withdrawal carries a surrender charge.

Your growth

What $100,000 earns in the BreakThrough 5yr (CA), year by year

Interest compounds annually at 6.25%. Enter your deposit and select Recalculate to see your own numbers.

$

Minimum $10,000.

Guaranteed interest+$35,408.12
Value after 5 years$135,408.12
YearStarting balanceInterest earnedEnding balance
Year 1$100,000.00+$6,250.00$106,250.00
Year 2$106,250.00+$6,640.63$112,890.63
Year 3$112,890.63+$7,055.66$119,946.29
Year 4$119,946.29+$7,496.64$127,442.93
Year 5$127,442.93+$7,965.18$135,408.12

Assumes no withdrawals. Interest grows tax-deferred until withdrawn. Rates last updated 11/14/2026 and subject to change until your rate is locked. For illustration purposes only.

Apply Now
Access to your money

What you can take out, and what it costs

This annuity pays a higher rate in exchange for leaving your full deposit in place for 5 years. If you may need income along the way, ask us about MYGAs that allow interest-only or 10% annual withdrawals.

Penalty-free withdrawals

Year 1None
Years 2 and laterNone
When the 5-year term endsFull access for 30 days

Early withdrawal charges

Year 18.1%
Year 27.2%
Year 36.3%
Year 45.4%
Year 54.5%
Term ends0%

The charge applies to the amount you withdraw above any free amount. Example: withdrawing $10,000 in year 1 would cost $810, before any market value adjustment.

Market value adjustment (MVA): Yes

While surrender charges apply, an early withdrawal is also adjusted for interest rate changes. If rates have fallen since you bought, the adjustment adds to what you receive. If rates have risen, it reduces it.

Surrender charge waivers

  • Nursing home. Withdraw without a surrender charge if you are confined to a nursing home.
  • Terminal illness. Withdraw without a surrender charge if you are diagnosed with a terminal illness.
Read our surrender charge guide
Spec sheet

Full product details

The contract

Issuing companyRevol One Financial
AM Best ratingB++Good · 5th highest of 13
Guaranteed rate6.25% for 5 years
Guaranteed yield to surrender6.25%
Interest creditingCompound, annually
Annual contract feeNone
Surrender charges8.1%, 7.2%, 6.3%, 5.4%, 4.5%
Market value adjustmentYes

Deposits and eligibility

Minimum deposit, non-qualified$10,000
Maximum deposit$1,000,000
Maximum issue age, non-qualified90
Not available inAK, AL, AR, AZ, CO, CT, DC, DE, FL, GA, GU, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY
View all available states
CA

Documents and carrier contact

Product brochure (PDF)
Locking your rate

How you lock in 6.25%

Carriers can change rates without notice. Today's rate is not locked until Revol One Financial receives your final application, and it is only secured once the policy is funded.

Rate lock by funding type

Your rate locks when Revol One Financial receives your signed application. Your money has to arrive inside this window to keep that rate.

60 daysIRA or 401(k) transfer
60 days1035 annuity exchange
10 daysCheck, wire or ACH

Moving an IRA or an old annuity? Sign the transfer forms with your application so the transfer and the lock start the same day.

Set by the carrier and subject to change. Last checked Nov 2026. We confirm the lock before you apply.

Last time these rates changed
11/02/2026

The date Revol One Financial last changed the rate on this product.

What happens at the end of 5 years?

You have 30 days after the term ends to act with no surrender charge.

WithdrawTake all or part of your money, free of charges.
RenewStay with Revol One Financial at the renewal rate declared at that time.
Move itTransfer to another annuity, or convert the value to income payments.
How to apply

Buy Your Annuity in 4 Easy Steps

Most applications take about 10 minutes online, or we can complete yours with you over the phone.

  1. 1

    Start online

    Answer a few questions about you and your deposit.

  2. 2

    Specialist review

    A licensed annuity specialist checks your application, confirms the product fits, and answers any questions.

  3. 3

    E-sign

    Review and sign the Revol One Financial application electronically.

  4. 4

    Fund your annuity

    Send funds by check, wire or transfer directly to Revol One Financial. Your money never passes through us.

Have these ready
Identification. Social Security number and a valid driver's license or ID.
Beneficiaries. Legal names, dates of birth and Social Security numbers.
Funding details. Bank account and routing numbers, or statements for a transfer or 1035 exchange.
Suitability. A basic picture of your liquid assets and net worth.
Who you are working with

An independent, licensed annuity brokerage

We compare rates from 90+ top annuity companies and are licensed in 47 states. Your contract and your money are held by Revol One Financial, never by us.

Not sure this is the right one?

If you may need money before the 5 years are up, or want to compare this against other terms, talk it through with a licensed agent first. Schedule a call or dial 855-277-8088. No fees and no obligation.

New to MYGAs? Read the MYGA guide, our tax overview, or compare today's best annuity rates. Looking for lifetime income instead? Use our single premium immediate annuity calculator.

Ready to lock in 6.25% for 5 years?

Apply online for the BreakThrough 5yr (CA) in about 10 minutes, or talk to a licensed agent first.

Rates last updated 11/14/2026 and subject to change without notice. For illustration purposes only. This annuity is issued by Revol One Financial, an insurance company, not a bank, and is not FDIC insured. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.

Withdrawals may be subject to surrender charges, a market value adjustment and ordinary income tax, and to a 10% federal tax penalty if taken before age 59½. Not available in AK, AL, AR, AZ, CO, CT, DC, DE, FL, GA, GU, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY. My Annuity Store does not give tax or legal advice. Please consult a tax professional or attorney.

2026 EDITION
The Plain-English Guide to Deferred Annuities.
myannuitystore.com
Free download

Get the 2026 Buyer’s Guide, free.

A plain-English walkthrough: the four product types, fees, riders, your rights, and the questions to ask before you sign. No sales pressure.

Instant access · No spam · We never sell your information.

You’re in. Here’s your guide.

Your download should start automatically. If it doesn’t, use the button below. We’ve also added you to our newsletter for rate updates and new guides.

Download the Guide (PDF) ↓
Get Free Quote Call Now