Allianz Review (NEW TEMPLATE mock)

Company Profile

Company Information

Allianz Life Insurance Company of North America (Minnesota) is the U.S. arm of Allianz SE, the German global insurance and asset-management group — parent of PIMCO and Allianz Global Investors, with trillions under management. That global scale, plus a Comdex of 96, puts Allianz Life among the very strongest carriers any independent agency offers, so financial strength is essentially off the table as a concern. The real consideration with Allianz isn’t strength — it’s product type: the company specializes in index-linked annuities, which are more nuanced than a single fixed rate.

Assets & Liabilities

Financial Strength Ratings

Year-end 2024 statutory; ratings as of Oct 15, 2025. Verify current ratings at ambest.com.

Allianz Products

Current Fixed Annuity Rates

We don’t currently offer fixed (MYGA) annuity rates from Allianz. Allianz Life specializes in fixed indexed and registered index-linked annuities — its products are built around index crediting (caps, participation rates, spreads) rather than a single guaranteed rate.

Fixed Index Annuity Products

Allianz 222 Annuity — A long-term FIA with a two-year point-to-point crediting structure and a bundled income rider. Its Protected Income Value can grow through a 150%-of-interest-rate roll-up before income begins, making it a popular income-focused contract. Read the full Allianz 222 review.

Allianz 360 Annuity — A flexible FIA offering annual point-to-point, monthly averaging, and fixed-account strategies. The 360 suits buyers who want to diversify index strategies within a single contract.

Allianz Core Income 7 — A 7-year FIA with an integrated income rider and an upfront premium bonus, built for buyers approaching retirement who want a guaranteed income floor within the first decade. Read the full Core Income 7 review.

Allianz Benefit Control — An accumulation-and-income FIA that lets the owner adjust the balance between index credits and income-benefit growth over time. Read the full Benefit Control review.

Allianz Accumulation Advantage+ — An accumulation-focused FIA aimed at maximizing index growth, with a premium bonus and multiple crediting options. Read the full Accumulation Advantage+ review.

Our Verdict

Allianz Annuity FAQ