Venerable Advisor Login: Producer Portal and Resources (2026)

Updated April 7, 2026

Last updated: April 2026 | My Annuity Store Editorial Team

Venerable’s advisor portal gives producers direct access to policy data, commissions, licensing, and service requests for all legacy Voya, ING, and ReliaStar variable annuity contracts now administered by Venerable Insurance and Annuity Company.

Venerable Advisor Portal Login

Producers and advisors access the Venerable portal at advisor.venerable.com. This is separate from the policyholder login at my.venerable.com.

The advisor portal allows you to:

  • View client contract values and policy details
  • Submit service requests and forms electronically
  • Access commission and licensing status
  • Download client statements and transaction history
  • Initiate 1035 exchanges and transfer paperwork

Venerable Producer Services Contact

Licensing and Commissions: (800) 369-5305
Monday through Friday, 8:30 a.m. to 5:00 p.m. ET

Producer Services Email: service@venerableannuity.com

Fax – Variable Annuity and Commissions: (515) 446-2148

Agent of Record: How to Service a Venerable Policy You Did Not Originally Sell

If a client owns a legacy Voya, ING, or ReliaStar annuity and their original advisor is no longer servicing the account, you can take over as agent of record by completing a one-page form. This is common – Venerable manages a closed block of variable annuities and many of those contracts are now with advisors who are no longer active.

To become agent of record on a Venerable policy:

  1. Download the Venerable Agent of Record Form
  2. Have the client sign the form
  3. Submit to Venerable Producer Services via fax or mail
  4. Processing typically takes 5 to 10 business days

Once the form is processed, you will have full access to service the client’s contract and will receive any applicable trail commissions.

What Is Venerable? A Quick Background for New Producers

Venerable Insurance and Annuity Company is not a typical annuity carrier – it does not actively sell new products. Venerable was created in 2018 specifically to acquire and manage closed blocks of variable annuities from other insurance companies. Its primary portfolio came from Voya Financial, which sold its legacy variable annuity business to Venerable to focus on its core retirement and employee benefits businesses.

As of 2026, Venerable also manages approximately $51 billion in variable annuity business reinsured from Corebridge Financial (formerly AIG Life and Retirement) under a landmark 2025 agreement. This makes Venerable one of the largest administrators of legacy variable annuity contracts in the U.S.

For advisors, this means your clients with legacy Voya, ING, ReliaStar, or American General variable annuities are now serviced through Venerable – even if the original contract carrier has a different name on the policy.

Helping a Client Move From a Venerable Variable Annuity

Many clients with legacy Voya/Venerable variable annuities are sitting in older products with high M&E fees, limited sub-account options, and outdated income guarantees. If a client’s contract is past its surrender period and they are not using the living benefit rider, there may be a strong case for a 1035 exchange into a more competitive product.

Common scenarios worth reviewing:

  • Client is in a VA with 1.25%+ M&E fees and no income rider – a MYGA or FIA may deliver better net returns
  • Client has an income rider but the benefit base has been eroding due to withdrawals exceeding the guaranteed rate – evaluate whether the income guarantee still has value
  • Client is past surrender with a VA and is deferring the GLWB activation unnecessarily – model the income now vs. continued deferral

See today’s best fixed annuity rates and 5-year MYGA rates to compare alternatives. You can also request a quote comparison across our carrier network.

Venerable Financial Strength Rating

KBRA assigns Venerable Insurance and Annuity Company an insurance financial strength rating of A-. The ratings reflect the company’s experienced management team and the continuity of Voya Financial’s closed block leadership moving directly to Venerable.

Frequently Asked Questions

How do I log in to the Venerable advisor portal?

Advisor access is at advisor.venerable.com. This is separate from the policyholder login portal. Use your producer credentials to access client policy data, commissions, and service tools.

How do I become agent of record on a Venerable policy?

Complete the one-page Venerable Agent of Record Form with your client’s signature and submit it to Venerable Producer Services. Processing takes 5 to 10 business days. Once complete, you will have full service access and trail commission eligibility.

Who do I call for commission and licensing questions at Venerable?

Venerable’s Licensing and Commissions line is (800) 369-5305, available Monday through Friday, 8:30 a.m. to 5:00 p.m. ET. You can also email service@venerableannuity.com for non-urgent inquiries.

Does Venerable issue new annuity products?

No. Venerable is a closed-block administrator, not an active carrier. They manage legacy variable annuity contracts acquired from Voya Financial and Corebridge Financial but do not issue new policies. If your client wants a new annuity, they will need a different carrier.

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Editorial Disclosure: Our editorial team independently reviews and rates annuity products. We may earn commissions when you request a quote through our partner links. This content is for informational purposes only and does not constitute financial advice. Learn more.
Disclaimer: This content is for informational and educational purposes only. It does not constitute financial, tax, or legal advice. Annuity products vary by state and carrier. Always consult a licensed financial professional before making any financial decisions. My Annuity Store is an independent marketplace and does not provide investment advice.
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Pros and Cons of Fixed Annuities

Before you commit to a fixed annuity, weigh the advantages and drawbacks for your retirement situation.

✓  Pros

  • Guaranteed rate locked in for the full term — no surprises
  • Principal is 100% protected from market losses
  • Often pays significantly more than CDs or savings accounts
  • Tax-deferred growth — no annual tax bill until withdrawal
  • Up to 10% annual free withdrawal without surrender charge
  • State guaranty association coverage (typically up to $250,000)
  • Simple to understand — no moving parts or index tracking

✗  Cons

  • Surrender charges apply if you withdraw more than 10% early
  • Not FDIC insured — backed by the insurance company, not the government
  • Earnings taxed as ordinary income (not capital gains rates)
  • 10% IRS early-withdrawal penalty before age 59½
  • Rate is fixed — you won't benefit if market rates rise
  • Less liquidity than a savings account or money market

Learn more: Are annuities safe?

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Rates sourced from AnnuityRateWatch. A-rated carriers (AM Best) only. Not a solicitation. Rates vary by state. Verify before purchasing.

Types of Annuities

Insurance companies offer several types of annuities to fit different financial goals. Here's how they compare.

A MYGA (Multi-Year Guaranteed Annuity) is the simplest fixed annuity. Your rate is guaranteed for the entire term — 3, 5, or 7 years. No market exposure, no index tracking. What you see is what you earn.

Best for: Savers who want a predictable, guaranteed return and are comfortable locking funds for a set term. Often compared to CDs but frequently pays more.

Learn more about MYGAs →

A Fixed Indexed Annuity (FIA) links your interest credits to a market index (like the S&P 500) with a floor of 0% — so you can never lose principal. Upside is capped via participation rates or caps.

Best for: Investors who want some market participation with a safety net. More complex than MYGAs but potentially higher returns in strong market years.

Learn more about FIAs →

A SPIA (Single Premium Immediate Annuity) converts a lump sum into a guaranteed income stream — monthly checks that start within 30 days and continue for life or a set period.

Best for: Retirees who need guaranteed income immediately and want to eliminate the risk of outliving their money. The "pension replacement" product.

Learn more about SPIAs →

A Variable Annuity invests your premium in sub-accounts (similar to mutual funds). Returns fluctuate with the market — you can earn more but can also lose principal.

Best for: Long-term investors who want market exposure inside a tax-deferred wrapper and are comfortable with investment risk. Higher fees than fixed products.

Learn more about variable annuities →

A RILA (Registered Index-Linked Annuity) offers partial market participation with a defined buffer against losses (e.g., 10% or 20%). Unlike FIAs, RILAs can lose money — but losses are limited.

Best for: Investors willing to accept limited downside in exchange for higher upside potential than a traditional FIA. A middle ground between fixed and variable.

Learn more about RILAs →

Rate Methodology

My Annuity Store monitors MYGA rates from over 50 A-rated insurance carriers via AnnuityRateWatch. Our rate data refreshes every 6 hours.

To make our list, a carrier must be rated A− or better by AM Best — a financial strength rating that indicates the insurer's ability to meet obligations. Carriers with ratings of B++ or lower are excluded regardless of how attractive their rate appears.

Rates are sorted by highest guaranteed APY within each term group. Products using simple interest (SI) are labeled — the effective compound yield is lower than the stated rate. Minimum premiums shown are for non-qualified (after-tax) purchases.

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