Ibexis Life & Annuity Insurance Company Review (2026)

Ibexis Life & Annuity Insurance Company holds an A- (Excellent) rating from AM Best and has quickly carved out a following in the MYGA market since its founding. Based in Scottsdale, Arizona, Ibexis focuses on straightforward fixed annuity products, most notably the MYGA Plus series, distributed through the independent agent channel. Competitive rates backed by strong financial ratings have made Ibexis a consistent presence in multi-carrier MYGA rate comparisons.

This review covers Ibexis’s financial strength, annuity product lineup, and contact information.

Ibexis at a Glance

Ibexis’s Financial Strength

Ibexis holds an A- (Excellent) from AM Best, placing it within the A-rated tier that most financial advisors and regulators consider the minimum for conservative annuity buyers. As a focused MYGA carrier, Ibexis maintains a clean, simple liability structure, fixed annuity reserves with predictable cash flows, which supports its reserve adequacy and claims-paying ability.

Ibexis is regulated by the Arizona Department of Insurance. State guaranty associations provide backstop protection up to state-specific limits. Coverage limits vary by state; see NOLHGA.com for details.

The Ibexis MYGA Plus Series

The MYGA Plus is Ibexis’s flagship product and the reason most buyers encounter the carrier. Available in multiple terms, MYGA Plus provides a guaranteed fixed rate locked in from day one. There are no income riders or complex product features, buyers get a competitive guaranteed yield for their chosen term, with full access to their account value at maturity.

Ibexis has been a consistent rate leader within the A-rated MYGA segment, frequently appearing alongside Oceanview, Symetra, and F&G in top-rate comparisons. For buyers in the A-rated tier looking to maximize yield, MYGA Plus warrants close attention in every term-length comparison.

Ibexis MYGA Rates

Current Ibexis MYGA rates from our live rate feed:

Who Is Ibexis Best For?

• Rate-focused MYGA buyers within the top rating tier: Ibexis MYGA Plus rates are regularly among the best available from any top-rated carrier. Buyers who want strong financial ratings without accepting below-market yields should include Ibexis in every comparison.
• CD alternative buyers: The MYGA Plus mirrors the simplicity of a bank CD, deposit your money, earn a fixed rate, access it at maturity. The guaranteed yield is typically well above bank CD rates for comparable terms.
• Buyers comfortable with a focused specialty carrier: Ibexis’s singular focus on fixed annuity products means its operational expertise is concentrated where it matters most for MYGA buyers.

Frequently Asked Questions About Ibexis

Is Ibexis a safe company for annuities?

Ibexis holds an A- (Excellent) rating from AM Best, which indicates a strong ability to meet ongoing policyholder obligations. State guaranty associations provide backstop protection up to state-specific limits. Coverage limits vary by state; see NOLHGA.com for details. Always verify both the current rating and your state’s coverage limits.

What types of annuities does Ibexis offer?

Ibexis offers MYGAs through independent agents and financial professionals. Product availability, rates, and features vary by state. Use our rate comparison tool to see what’s currently available from Ibexis and competing carriers.

How do I buy an annuity from Ibexis?

Ibexis annuities are sold through licensed insurance agents and financial professionals. My Annuity Store is an independent platform that can quote Ibexis alongside 90+ top annuity companies so you can compare rates, terms, and financial strength ratings in one place. Request a free quote or call 855-277-8088 to get started.

How Does Ibexis Compare to Other Carriers?

The annuity marketplace in 2026 is competitive, with dozens of carriers vying for your business. Before committing to any single carrier, it pays to compare at least three to five options side by side. Key factors to evaluate include:

• AM Best financial strength rating – look for A- or higher for maximum peace of mind
• Guaranteed interest rate and term – even a 0.10% difference compounds significantly over a 5- to 10-year contract
• Surrender charge schedule – understand when you can access your money penalty-free
• Free withdrawal provisions – most carriers allow 10% annual withdrawals without penalty

Our live rate comparison tool shows current rates from Ibexis and all competing carriers updated daily. You can also request a personalized comparison from our team.

Contact Ibexis

Compare Ibexis Against Other Carriers: My Annuity Store compares Ibexis against 90+ top annuity companies, including Athene, Oceanview, F&G, and Symetra. Get a free comparison quote or call 855-277-8088.