Corebridge Financial Annuity Review (2026)

Published February 28, 2026 · Updated March 22, 2026

Corebridge Financial — formerly AIG Life & Retirement — is one of the largest annuity providers in the United States, with over $400 billion in assets and an AM Best rating of A (Excellent). The company rebranded from AIG Annuities to Corebridge Financial in 2022 after an IPO, but its products and financial strength are backed by the same underlying carrier infrastructure that made AIG a dominant force in the annuity market for decades.

This review covers Corebridge’s ratings, full MYGA and fixed annuity product lineup with live rates, FIA products, and contact information.

Corebridge Financial at a Glance

Detail Information
Full Legal Name Corebridge Financial (American General Life Insurance Co.)
Former Name AIG Life & Retirement / AIG Annuities
Parent Company Corebridge Financial, Inc. (majority owned by AIG)
Headquarters Houston, Texas
AM Best Rating A (Excellent)
S&P Rating A+ (Strong)
Moody’s Rating A2
Total Assets $400+ billion
Products Offered MYGAs, Fixed Annuities, Fixed Index Annuities, Variable Annuities
States Available All 50 states + D.C.
Minimum Premium $25,000 (most MYGA products)

Corebridge Financial’s Financial Strength

Corebridge holds an A (Excellent) from AM Best — not quite top-tier, but solidly strong. Its S&P rating of A+ is actually higher than its AM Best designation, reflecting differences in rating methodology. The company’s $400+ billion in assets makes it one of the largest insurers in the world by that measure.

One important note for comparison shoppers: Corebridge products are issued under the American General Life Insurance Company legal entity. Products marketed under both the “Corebridge” and “American General Pathway” names come from the same company and carry the same financial backing.

What Types of Annuities Does Corebridge Offer?

  • Multi-Year Guaranteed Annuities (MYGAs) — Corebridge offers both the American Pathway Fixed series and the newer Corebridge Pathway Choice series, covering terms from 3 to 10 years with multiple rate tiers.
  • Fixed Index Annuities (FIAs) — Corebridge’s Power series and Assured Edge products offer index crediting strategies with optional income riders.

Corebridge Financial MYGA Products and Current Rates

Live rates from AnnuityRateWatch · Rates updated March 23, 2026

Product Term Rate (APY) Min Premium Last Rate Change
Corebridge Pathway Choicesm Fixed 3 Annuity GROP
AM Best A
3 Years 4.5% $100,000+ Sep 2, 2025 View Details →
Corebridge Pathway Choicesm Fixed 3 Annuity GROP
AM Best A
3 Years 4.5% $250,000+ Sep 2, 2025 View Details →
Corebridge Pathway Choicesm Fixed 3 Annuity
AM Best A
3 Years 4.3% $100,000+ Feb 24, 2026 View Details →
Corebridge Pathway Choicesm Fixed 3 Annuity
AM Best A
3 Years 4.3% $250,000+ Feb 24, 2026 View Details →
Corebridge Pathway Choicesm Fixed 3 Annuity GROP
AM Best A
3 Years 4.15% $25,000+ Sep 2, 2025 View Details →
Corebridge Pathway Choicesm Fixed 3 Annuity
AM Best A
3 Years 4.05% $25,000+ Feb 24, 2026 View Details →
Corebridge Pathway Choicesm Fixed 4 Annuity GROP
AM Best A
4 Years 4.5% $100,000+ Sep 2, 2025 View Details →
Corebridge Pathway Choicesm Fixed 4 Annuity GROP
AM Best A
4 Years 4.5% $250,000+ Sep 2, 2025 View Details →
Corebridge Pathway Choicesm Fixed 4 Annuity
AM Best A
4 Years 4.3% $100,000+ Feb 24, 2026 View Details →
Corebridge Pathway Choicesm Fixed 4 Annuity
AM Best A
4 Years 4.3% $250,000+ Feb 24, 2026 View Details →
American Pathway VisionMYG 4
AM Best A
4 Years 4.15% $100,000+ Feb 24, 2026 View Details →
American Pathway VisionMYG 4
AM Best A
4 Years 4.15% $100,000+ Feb 24, 2026 View Details →
Corebridge Pathway Choicesm Fixed 4 Annuity GROP
AM Best A
4 Years 4.15% $25,000+ Sep 2, 2025 View Details →
Corebridge Pathway Choicesm Fixed 4 Annuity
AM Best A
4 Years 4.05% $25,000+ Feb 24, 2026 View Details →
American Pathway VisionMYG 4
AM Best A
4 Years 3.7% $25,000+ Feb 24, 2026 View Details →
American Pathway VisionMYG 4
AM Best A
4 Years 3.7% $25,000+ Feb 24, 2026 View Details →
Corebridge Pathway Choicesm Fixed 5 Annuity GROP
AM Best A
5 Years 4.5% $100,000+ Sep 2, 2025 View Details →
Corebridge Pathway Choicesm Fixed 5 Annuity GROP
AM Best A
5 Years 4.5% $250,000+ Sep 2, 2025 View Details →
American Pathway Fixed 5 Annuity - No GROP with MVA
AM Best A
5 Years 4.3% $100,000+ Feb 24, 2026 View Details →
Corebridge Pathway Choicesm Fixed 5 Annuity
AM Best A
5 Years 4.3% $100,000+ Feb 24, 2026 View Details →
Corebridge Pathway Choicesm Fixed 5 Annuity
AM Best A
5 Years 4.3% $250,000+ Feb 24, 2026 View Details →
American Pathway Fixed 5 Annuity
AM Best A
5 Years 4.25% $100,000+ Feb 24, 2026 View Details →
American Pathway Fixed 5 Annuity - GROP with MVA
AM Best A
5 Years 4.25% $100,000+ Feb 24, 2026 View Details →
American Pathway Fixed 5 Annuity - GROP
AM Best A
5 Years 4.2% $100,000+ Feb 24, 2026 View Details →
American Pathway VisionMYG 5
AM Best A
5 Years 4.15% $100,000+ Feb 24, 2026 View Details →
American Pathway VisionMYG 5
AM Best A
5 Years 4.15% $100,000+ Feb 24, 2026 View Details →
Corebridge Pathway Choicesm Fixed 5 Annuity GROP
AM Best A
5 Years 4.15% $25,000+ Sep 2, 2025 View Details →
American Pathway Fixed 5 Annuity - No GROP with MVA
AM Best A
5 Years 4.05% $25,000+ Feb 24, 2026 View Details →
Corebridge Pathway Choicesm Fixed 5 Annuity
AM Best A
5 Years 4.05% $25,000+ Feb 24, 2026 View Details →
American Pathway VisionMYG 5
AM Best A
5 Years 3.85% $25,000+ Feb 24, 2026 View Details →
American Pathway Fixed 5 Annuity
AM Best A
5 Years 3.85% $25,000+ Feb 24, 2026 View Details →
American Pathway VisionMYG 5
AM Best A
5 Years 3.85% $25,000+ Feb 24, 2026 View Details →
American Pathway Fixed 5 Annuity - GROP
AM Best A
5 Years 3.6% $25,000+ Feb 24, 2026 View Details →
American Pathway Fixed 5 Annuity - GROP with MVA
AM Best A
5 Years 3.6% $25,000+ Feb 24, 2026 View Details →
American Pathway VisionMYG 6
AM Best A
6 Years 4.15% $100,000+ Feb 24, 2026 View Details →
American Pathway VisionMYG 6
AM Best A
6 Years 4.15% $100,000+ Feb 24, 2026 View Details →
American Pathway VisionMYG 6
AM Best A
6 Years 3.85% $25,000+ Feb 24, 2026 View Details →
American Pathway VisionMYG 6
AM Best A
6 Years 3.85% $25,000+ Feb 24, 2026 View Details →
Corebridge Pathway Choicesm Fixed 7 Annuity GROP
AM Best A
7 Years 4.5% $100,000+ Sep 2, 2025 View Details →
Corebridge Pathway Choicesm Fixed 7 Annuity GROP
AM Best A
7 Years 4.5% $250,000+ Sep 2, 2025 View Details →
American Pathway Fixed 7 Annuity - No GROP with MVA
AM Best A
7 Years 4.3% $100,000+ Feb 24, 2026 View Details →
Corebridge Pathway Choicesm Fixed 7 Annuity
AM Best A
7 Years 4.3% $100,000+ Feb 24, 2026 View Details →
Corebridge Pathway Choicesm Fixed 7 Annuity
AM Best A
7 Years 4.3% $250,000+ Feb 24, 2026 View Details →
American Pathway Fixed 7 Annuity - GROP with MVA
AM Best A
7 Years 4.25% $100,000+ Feb 24, 2026 View Details →
American Pathway Fixed 7 Annuity - No GROP
AM Best A
7 Years 4.25% $100,000+ Feb 24, 2026 View Details →
American Pathway VisionMYG 7
AM Best A
7 Years 4.15% $100,000+ Feb 24, 2026 View Details →
American Pathway VisionMYG 7
AM Best A
7 Years 4.15% $100,000+ Feb 24, 2026 View Details →
Corebridge Pathway Choicesm Fixed 7 Annuity GROP
AM Best A
7 Years 4.15% $25,000+ Sep 2, 2025 View Details →
American Pathway Fixed 7 Annuity - No GROP with MVA
AM Best A
7 Years 4.1% $25,000+ Feb 24, 2026 View Details →
American Pathway Fixed 7 Annuity - GROP
AM Best A
7 Years 4.05% $100,000+ Feb 24, 2026 View Details →
American Pathway Fixed 7 Annuity - No GROP
AM Best A
7 Years 4.05% $25,000+ Feb 24, 2026 View Details →
Corebridge Pathway Choicesm Fixed 7 Annuity
AM Best A
7 Years 4.05% $25,000+ Feb 24, 2026 View Details →
American Pathway VisionMYG 7
AM Best A
7 Years 3.9% $25,000+ Feb 24, 2026 View Details →
American Pathway VisionMYG 7
AM Best A
7 Years 3.9% $25,000+ Feb 24, 2026 View Details →
American Pathway Fixed 7 Annuity - GROP with MVA
AM Best A
7 Years 3.65% $25,000+ Feb 24, 2026 View Details →
American Pathway Fixed 7 Annuity - GROP
AM Best A
7 Years 3.6% $25,000+ Feb 24, 2026 View Details →
American Pathway VisionMYG 10
AM Best A
10 Years 4.5% $100,000+ Feb 24, 2026 View Details →
American Pathway VisionMYG 10
AM Best A
10 Years 4.5% $100,000+ Feb 24, 2026 View Details →
American Pathway VisionMYG 10
AM Best A
10 Years 3.9% $25,000+ Feb 24, 2026 View Details →
American Pathway VisionMYG 10
AM Best A
10 Years 3.9% $25,000+ Feb 24, 2026 View Details →
Assured Edge Income Achiever
AM Best A
10 Years 2% $25,000+ Jul 1, 2025 View Details →

Rates apply to standard products. State availability varies. Not an offer or solicitation. Always verify current rates before purchasing.

Corebridge offers two parallel product families — the older American Pathway series and the newer Corebridge Pathway Choice series — with similar terms and structures but different branding. Both carry the same A (Excellent) AM Best rating.

American Pathway Fixed Annuities

Available in 5 and 7-year terms. GROP (Guaranteed Return of Premium) and MVA (Market Value Adjustment) variants are available, allowing flexibility on surrender charge structures. Minimum premium $25,000 with a significant rate tier at $100,000+.

American Pathway VisionMYG

A multi-year guaranteed annuity available in 4, 5, 6, 7, and 10-year terms — one of the widest term selections available from any single carrier. Minimum premium $25,000.

Corebridge Pathway Choice Fixed Annuities

The updated Corebridge-branded MYGA line, available in 3, 4, 5, and 7-year terms. Both standard and GROP versions available. Minimum premium $25,000 with a rate tier at $100,000 and $250,000. Download the Corebridge product overview (PDF)

Corebridge Fixed Index Annuity Products

Corebridge Power 10 Protector

A 10-year FIA with bonus crediting, multiple index strategies, and an optional income rider for lifetime withdrawals. Designed for clients who want index growth potential plus a guaranteed income floor. Read our full Power 10 Protector review.

Who Is Corebridge Best For?

  • MYGA buyers with $25,000+ who want access to a wide range of terms (3–10 years) from a single high-capacity carrier with strong distribution infrastructure.
  • Large-premium clients ($100,000–$250,000+) who benefit from Corebridge’s higher rate tiers at those breakpoints.
  • Clients researching “AIG annuities” — Corebridge IS the AIG annuity operation. The brand changed but the carrier, products, and financials are the same.
  • FIA buyers who want a large-company carrier with a competitive income rider product.

Contact Corebridge Financial

Contact Method Details
Website www.corebridgefinancial.com
Customer Service 1-800-888-2452
Mailing Address Corebridge Financial (American General Life Insurance Co.)
2727-A Allen Parkway
Houston, TX 77019
Hours Monday–Friday, 7 a.m.–7 p.m. CT

Shop Corebridge vs. the Competition: My Annuity Store compares Corebridge products alongside Athene, MassMutual, Lincoln, and 20+ other carriers side by side. Get a free quote or call 855-583-1104.

More Corebridge Financial Product Reviews

In addition to the product overview above, we have published an in-depth review of one of Corebridge’s most popular fixed index annuities:

📊
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Editorial Disclosure: Our editorial team independently reviews and rates annuity products. We may earn commissions when you request a quote through our partner links. This content is for informational purposes only and does not constitute financial advice. Learn more.
Disclaimer: This content is for informational and educational purposes only. It does not constitute financial, tax, or legal advice. Annuity products vary by state and carrier. Always consult a licensed financial professional before making any financial decisions. My Annuity Store is an independent marketplace and does not provide investment advice.

Pros and Cons of Fixed Annuities

Before you commit to a fixed annuity, weigh the advantages and drawbacks for your retirement situation.

✓  Pros

  • Guaranteed rate locked in for the full term — no surprises
  • Principal is 100% protected from market losses
  • Often pays significantly more than CDs or savings accounts
  • Tax-deferred growth — no annual tax bill until withdrawal
  • Up to 10% annual free withdrawal without surrender charge
  • State guaranty association coverage (typically up to $250,000)
  • Simple to understand — no moving parts or index tracking

✗  Cons

  • Surrender charges apply if you withdraw more than 10% early
  • Not FDIC insured — backed by the insurance company, not the government
  • Earnings taxed as ordinary income (not capital gains rates)
  • 10% IRS early-withdrawal penalty before age 59½
  • Rate is fixed — you won't benefit if market rates rise
  • Less liquidity than a savings account or money market

Learn more: Are annuities safe?

Compare Top MYGA Rates by Term

See today's highest guaranteed rate from an A-rated carrier for each term length.

See all rates →

Rates sourced from AnnuityRateWatch. A-rated carriers (AM Best) only. Not a solicitation. Rates vary by state. Verify before purchasing.

Types of Annuities

Insurance companies offer several types of annuities to fit different financial goals. Here's how they compare.

A MYGA (Multi-Year Guaranteed Annuity) is the simplest fixed annuity. Your rate is guaranteed for the entire term — 3, 5, or 7 years. No market exposure, no index tracking. What you see is what you earn.

Best for: Savers who want a predictable, guaranteed return and are comfortable locking funds for a set term. Often compared to CDs but frequently pays more.

Learn more about MYGAs →

A Fixed Indexed Annuity (FIA) links your interest credits to a market index (like the S&P 500) with a floor of 0% — so you can never lose principal. Upside is capped via participation rates or caps.

Best for: Investors who want some market participation with a safety net. More complex than MYGAs but potentially higher returns in strong market years.

Learn more about FIAs →

A SPIA (Single Premium Immediate Annuity) converts a lump sum into a guaranteed income stream — monthly checks that start within 30 days and continue for life or a set period.

Best for: Retirees who need guaranteed income immediately and want to eliminate the risk of outliving their money. The "pension replacement" product.

Learn more about SPIAs →

A Variable Annuity invests your premium in sub-accounts (similar to mutual funds). Returns fluctuate with the market — you can earn more but can also lose principal.

Best for: Long-term investors who want market exposure inside a tax-deferred wrapper and are comfortable with investment risk. Higher fees than fixed products.

Learn more about variable annuities →

A RILA (Registered Index-Linked Annuity) offers partial market participation with a defined buffer against losses (e.g., 10% or 20%). Unlike FIAs, RILAs can lose money — but losses are limited.

Best for: Investors willing to accept limited downside in exchange for higher upside potential than a traditional FIA. A middle ground between fixed and variable.

Learn more about RILAs →

Rate Methodology

My Annuity Store monitors MYGA rates from over 50 A-rated insurance carriers via AnnuityRateWatch. Our rate data refreshes every 6 hours.

To make our list, a carrier must be rated A− or better by AM Best — a financial strength rating that indicates the insurer's ability to meet obligations. Carriers with ratings of B++ or lower are excluded regardless of how attractive their rate appears.

Rates are sorted by highest guaranteed APY within each term group. Products using simple interest (SI) are labeled — the effective compound yield is lower than the stated rate. Minimum premiums shown are for non-qualified (after-tax) purchases.

Athene Annuity & Life
MassMutual
Corebridge Financial
Global Atlantic
North American Company
Midland National
American Equity
New York Life
Gainbridge Life
American National
Nassau Life
Sentinel Security Life
Protective Life
Pacific Life
Nationwide
Equitrust Life
F&G Annuities & Life
Oceanview Life
Oxford Life
Puritan Life
American General (Corebridge)
Delaware Life
Guggenheim Life
Integrity Life
Kansas City Life
Lafayette Life
Ibexis Life
American Fidelity
Security Benefit
Standard Insurance Company
📊 Data: AnnuityRateWatch · A-rated carriers only · Updated daily

Frequently Asked Questions

The best MYGA rate available today is shown in the rate table above. Rates change daily — the table reflects current data updated every 6 hours from AnnuityRateWatch.
Yes. The interest rate shown at the time of purchase is contractually locked in for the entire term — whether 3, 5, or 7 years. Unlike CDs at banks, MYGA rates cannot be changed by the insurance company during the guaranteed period, regardless of what happens to market interest rates.
Fixed annuities are not FDIC insured, but they are protected by your state's guaranty association — typically up to $250,000 per insurance company. Beyond that, the financial strength of the carrier matters. We only list carriers rated A− or better by AM Best, which indicates strong ability to meet policyholder obligations.
Most MYGAs allow a free annual withdrawal of 10% of your account value without a surrender charge. Withdrawals beyond 10% trigger surrender charges, which typically start around 7% and decline by one percentage point per year until they reach zero. At maturity, you can withdraw your full balance with no penalty.
Growth inside a non-qualified (after-tax funded) annuity is tax-deferred — you owe no taxes until you withdraw. When you do withdraw, earnings are taxed as ordinary income, not at the lower capital gains rate. Withdrawals before age 59½ also incur a 10% IRS early-withdrawal penalty on the earnings portion.
At maturity, most carriers give you a free-look window (typically 30 days) during which you can withdraw your full balance, roll it into a new annuity (tax-free via a 1035 exchange), or annuitize for lifetime income. If you do nothing, the contract typically renews at a new rate — which may be lower than your original rate.
For most people with a 3–7 year time horizon, MYGAs currently pay significantly more than CDs. Top 5-year MYGAs are paying competitively above 5%, while the best 5-year CDs are around 4.50%. The tradeoff: MYGAs have larger surrender charges for early withdrawal than CDs typically impose.

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