How to Use the Annuity Marketplace
The table above pulls live fixed annuity (MYGA) rates from 90+ top annuity companies and refreshes every six hours. Use the filters to narrow the full market down to the contracts available to you:
- Filter by your state. Carriers file different products and rates state by state, so set your state first to see only what you can actually buy.
- Set your deposit amount. Many carriers pay a higher rate on deposits of $100,000 or more.
- Sort by rate or term. Compare the highest guaranteed yield for the exact contract length you want, from 2 to 10 years.
- Screen by AM Best rating. Your guarantee is only as strong as the carrier behind it. We recommend A- or better.
Every rate here is pulled from the full independent market through AnnuityRateWatch, not a curated shortlist, so what you see is what you would actually get if you bought today.
Prefer the Short Version?
The marketplace shows you the entire field. If you would rather start with our read on the best contracts and how to choose a term, start here:
- Best Fixed Annuity Rates guide — today’s top rate by term, plus how to choose.
- Best 5-Year Fixed Annuity Rates — our most popular term.
- Annuity rates by state — coverage limits and tax treatment where you live.
My Annuity Store works with 90+ top annuity companies and charges no fee for our service. You work directly with a licensed employee, never a call center. Request a personalized rate report or call 855-583-1104.
