Americo Financial Life and Annuity Insurance Company 2025

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Company Profile

Group Affiliation:  Americo Life Group
State of Domicile:  Texas
NAIC Company Code:  61999
Year Founded:  1946
Phone:  (800) 231-0801
Address:  300 West 11th Street
  Kansas City, MO 64105

Company Information

Americo Financial Life and Annuity Insurance company is domiciled in Texas with its principal office located in Kansas City, MO. The roots of the Americo family of companies date back more than 100 years. Americo offers a complete portfolio of competitive life insurance, Medicare Supplement insurance, and annuity products.

Americo Life, Inc., Americo’s holding company, is currently one of the largest, independent, privately held insurance companies in the United States. The Americo family of companies includes:

  • Americo Financial Life and Annuity Insurance Company (formerly known as The College Life Insurance Company, founded in 1946)
  • Great Southern Life Insurance Company, founded in 1909
  • United Fidelity Life Insurance Company
  • National Farmers Union Life Insurance Company

Each of these companies has a long, successful history on which Americo is building its future.

Assets and Liabilities

Assets:  $7,683,671,000
Liabilities:  $6,828,064
Capital and Surplus:  $1,030,001
Assets to Liability Ratio:  113.4%

Ratings

A
(3rd of 15 ratings)
B-
(6th of 16 ratings)
A3
(7th of 21 ratings)
N/A
(Not Rated)
74
(74th percentile of all rated companies)

Learn more about what these financial ratings mean

Americo Financial Charts

Americo life financial charts overview
Financial charts overview
Americo bond quality and non-performing assets
Non-performing assets and bond quality

Americo Annuity Reviews

A Best's Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company's financial strength and ability to meet its obligations to policyholders. View our Important Notice: Best's Credit Ratings for a disclaimer notice and complete details at http://www.ambest.com/ratings/notice. Financial data for Year-End 2024 from the life insurance companies' statutory annual statements. All ratings shown are current as of October 15, 2025.

For help comparing annuities or company strength, call 855-583-1104 or email info@myannuitystore.com.

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Client Reviews

Timothy Moloney
Would give 6 stars if possible for the professional service I received from Kiara.She went above and beyond my expectations. Great to know that there still are businesses out there that still pride themselves on customer service.
Chris Lehmann
It has been a complete pleasure to deal with Kiara on several occasions opening new annuities. She has a wonderful personality and most importantly has my best interests in mind. She makes sound and knowledgeable investments.
Brian Robertson
My experience working with My Annuity Store was always very positive. I was able to reach my representative easily and consistently. She was always able to answer my questions and provided clear direction on every step of the process. I am very happy with the outcome and would recommend My Annuity Store to anyone who may be considering an annuity.
Antonette McCaul
Great experience! Excellent customer service!
Paula Ohalloran
I would highly recommend My Annuity Store and Kiara for your annuity investment needs. They are very helpful and knowledgeable.
Doug Nichols
These guys are awesome. As l was buying my annuity rates were going up so I cancelled 2 annuities Kiara had already completed and submitted applications for and bought a third annuity at a higher rate. They were more than happy to do whatever I wanted and always put my needs first. I highly recommend them.
Richard Miles
I worked with Jason and Kiara setting up an annuity. They went over and above expectations. They got me the best deal and were very fast getting all the papers in order via 2 day ups. I will be working with them in the near future. Exellent service! Like

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