Wichita National Life Insurance Company | MYGA Annuities (Security 3, 5, 7, 10)

Wichita National Life Insurance Company

Established 1957 • A.M. Best B+

Wichita National Life Annuity Review

"Old Reliable" for over six decades—now offering MYGAs: Security 3, 5, 7, and 10.

Category: Fixed Annuities (MYGA) Predictable Fixed Growth
Founded: 1957
A.M. Best: B+
Top Rate: 6.25%

About Wichita National

Established in 1957 in Lawton, Oklahoma, Wichita National has stood as a pillar of financial security for more than six decades. Renowned as the "Old Reliable" in Oklahoma and Arkansas banking circles, Wichita National has recently extended its trusted credit insurance services into Texas and entered the MYGA space—underscoring a long-standing commitment to quality and reliability.

Note: All guarantees are subject to the claims-paying ability of Wichita National Life Insurance Company.

What Is a MYGA?

A Multi-Year Guaranteed Annuity credits a fixed interest rate for a set period of time. During the term, your rate won't change, providing steady, predictable growth and insulation from market volatility.

  • Fixed rate: Locked for 3, 5, 7, or 10 years
  • Tax deferral: Interest grows tax-deferred until withdrawn
  • Income options: Convert to income or renew at term end

MYGA Products: Security Series

Each Security MYGA locks in a fixed interest rate for its term. Contact for current rates, state availability, and details.

Security 3 — 3-Year MYGA

Lock in a guaranteed fixed rate for three years. A solid short-duration option for predictable growth.

  • 3-year guaranteed rate
  • Stable, market-shielded growth
  • Good for near-term goals

Security 5 — 5-Year MYGA

Balanced term length with dependable, fixed accumulation over five years.

  • 5-year guaranteed rate
  • Tax-deferred compounding
  • Popular for retirement bridge periods

Security 7 — 7-Year MYGA

Extended term for potentially higher fixed rates and long-horizon planning.

  • 7-year guaranteed rate
  • Predictable growth without market risk
  • Useful for mid-to-long retirement timelines

Security 10 — 10-Year MYGA

Longest term for maximum rate certainty and steady accumulation over a decade.

  • 10-year guaranteed rate
  • Long-term, hands-off growth
  • Pairs well with later retirement income needs
Rates, surrender schedules, liquidity features, and state availability vary. Refer to the contract for full details.
Wichita National MYGA Rates

Wichita National MYGA Rates

Multi-Year Guaranteed Annuity Rates as of October 19, 2025

B+ Financial Strength Rating
Term Rate Product Features Earnings on $100K Premium Range
5 Year
Security MYGA
6.25%
Standard MVA
$35,408 $10K - $1M
3 Year
Security MYGA
6.10%
Standard MVA
$19,439 $10K - $1M
7 Year
Security MYGA
6.10%
Standard MVA
$51,359 $10K - $1M
10 Year
Security MYGA
6.05%
Standard MVA
$79,931 $10K - $1M
5 Year
Security MYGA
6.10%
10% Free Withdrawal MVA
$34,455 $10K - $1M
5 Year
Security MYGA
6.10%
Enhanced Death Benefit MVA
$34,455 $10K - $1M
Available in These States:
AL
AR
DC
FL
GA
MS
NV
OK
TX
UT
WY
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Frequently Asked Questions

Are MYGA rates guaranteed?
Yes. The credited rate is fixed and guaranteed for the selected term.
Can I access funds during the term?
Many contracts include limited free withdrawals; amounts above that may incur surrender charges. See contract for specifics.
What happens at the end of the term?
You can withdraw, renew into a new term, or convert to a payout option to create income.

Talk to a MYGA Specialist

Have questions about Wichita National’s Security MYGAs or want current rates? We’re here to help.

Corporate Snapshot

  • Founded: 1957
  • A.M. Best: B+
  • Primary Regions: Oklahoma, Arkansas, Texas
  • Focus: Credit insurance heritage, MYGA annuities
Wichita National Life Insurance Company • Phone: 580-353-5776 • Website: wnlic.com
This page is for informational purposes only and is not a contract. Product features, limitations, and availability may vary by state. Guarantees are backed by the financial strength and claims-paying ability of the issuing company.

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