Fixed Annuity vs. CDs: What Pays More Interest in 2025?
October 15, 2025
We've made it easy for you to compare today's best 3-year fixed annuity rates from the top annuity providers all in one place.
*Illustrative snapshot. See the live table below for full comparison including carrier strength, liquidity, and renewal options. Rates vary by state.
Rates subject to change without notice. Availability & features vary by state and insurer. Guarantees are backed by the claims‑paying ability of the issuing insurance company. Not a bank product. Not FDIC insured. State guaranty association limits apply (vary by state). Logos are property of their respective insurers; shown for educational platform availability only and do not imply endorsement. Company availability, financial strength ratings, and product terms are subject to change.
Logos are property of their respective insurers. Display is for educational comparison and platform availability only.
Use the filters to see the best 3 year fixed annuity rates available in your state based on your age and investment amount.
| Company | Product Name | Rate | Term | Minimum | AM Best Rating | Free Withdrawal | Action |
|---|---|---|---|---|---|---|---|
| Knighthead Life | Staysail 7 (Simple Interest)SI | 6.50% Up to · from 6.25% | 7 Year | $100,000 | A- | Yr 1: 0% | View Details |
| Knighthead Life | Staysail 7 CA (Simple Interest)SI | 6.40% Up to · from 6.15% | 7 Year | $100,000 | A- | Yr 1: 0% | View Details |
| American Gulf | Anchor MYGA 5 | 6.30% | 5 Year | $10,000 | B++ | Yr 1: 0% | View Details |
| American Gulf | Anchor MYGA 6 | 6.30% | 6 Year | $10,000 | B++ | Yr 1: 0% | View Details |
| American Gulf | Anchor MYGA 7 | 6.30% | 7 Year | $10,000 | B++ | Yr 1: 0% | View Details |
| Knighthead Life | Staysail 5 (Simple Interest)SI | 6.30% Up to · from 6.05% | 5 Year | $100,000 | A- | Yr 1: 0% | View Details |
| Sentinel Security Life Insurance Company | Personal Choice Annuity 10 | 6.25% | 10 Year | $2,500 | B | Yr 1: 0% | View Details |
| Sentinel Security Life Insurance Company | Personal Choice Annuity 5 | 6.25% | 5 Year | $2,500 | B | Yr 1: 0% | View Details |
| Sentinel Security Life Insurance Company | Personal Choice Annuity 7 | 6.25% | 7 Year | $2,500 | B | Yr 1: 0% | View Details |
| Knighthead Life | Staysail 5 CA (Simple Interest)SI | 6.20% Up to · from 5.95% | 5 Year | $100,000 | A- | Yr 1: 0% | View Details |
| Sentinel Security Life Insurance Company | Personal Choice Annuity 5 (FL) | 6.20% | 5 Year | $2,500 | B | Yr 1: 0% | View Details |
| Sentinel Security Life Insurance Company | Personal Choice Annuity 7 (FL) | 6.20% | 7 Year | $2,500 | B | Yr 1: 0% | View Details |
| Mountain Life | Alpine Horizon 5 | 6.15% | 5 Year | $5,000 | B- | Yr 1: 0% · Yr 2+: 5% | View Details |
| Sentinel Security Life Insurance Company | Personal Choice Annuity 10 (FL) | 6.15% | 10 Year | $2,500 | B | Yr 1: 0% | View Details |
| Mountain Life | Alpine Horizon 4 | 6.05% | 4 Year | $5,000 | B- | Yr 1: 0% · Yr 2+: 5% | View Details |
| Sentinel Security Life Insurance Company | Personal Choice Annuity 10 (CA) | 6.05% | 10 Year | $2,500 | B | Yr 1: 0% | View Details |
| Sentinel Security Life Insurance Company | Personal Choice Annuity 5 (CA) | 6.05% | 5 Year | $2,500 | B | Yr 1: 0% | View Details |
| Sentinel Security Life Insurance Company | Personal Choice Annuity 7 (CA) | 6.05% | 7 Year | $2,500 | B | Yr 1: 0% | View Details |
| Mountain Life | Alpine Horizon 3 | 6.00% | 3 Year | $5,000 | B- | Yr 1: 0% · Yr 2+: 5% | View Details |
| Mountain Life | Secure Summit 8 | 6.00% | 8 Year | $5,000 | B- | Yr 1: 0% · Yr 2+: 5% | View Details |
| Sentinel Security Life Insurance Company | Personal Choice Annuity 3 | 6.00% | 3 Year | $2,500 | B | Yr 1: 0% | View Details |
| Ibexis | MYGA Plus 7 (Simple Interest)SI | 5.95% Up to · from 5.60% | 7 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| Knighthead Life | Staysail 7 With Liquidity (Simple Interest)SI | 5.95% Up to · from 5.70% | 7 Year | $100,000 | A- | Yr 1: 10% | View Details |
| Sentinel Security Life Insurance Company | Personal Choice Annuity 3 (FL) | 5.90% | 3 Year | $2,500 | B | Yr 1: 0% | View Details |
| Ibexis | MYGA Plus 7 (Simple Interest) CASI | 5.85% Up to · from 5.50% | 7 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| Knighthead Life | Staysail 7 CA with Liquidity (Simple Interest)SI | 5.85% Up to · from 5.60% | 7 Year | $100,000 | A- | Yr 1: 10% | View Details |
| Revol One Financial | DirectGrowth 10 | 5.85% | 10 Year | $25,000 | B++ | Yr 1: 0% | View Details |
| Revol One Financial | DirectGrowth 5 | 5.85% | 5 Year | $25,000 | B++ | Yr 1: 0% | View Details |
| Revol One Financial | DirectGrowth 7 | 5.85% | 7 Year | $25,000 | B++ | Yr 1: 0% | View Details |
| Atlantic Coast Life | Safe Haven 10 | 5.80% | 10 Year | $5,000 | B | Yr 1: 0% | View Details |
| Baltimore Life Insurance Company | IQumulate 5 | 5.80% | 5 Year | $5,000 | B++ | Yr 1: 0% | View Details |
| Baltimore Life Insurance Company | IQumulate 7 | 5.80% | 7 Year | $5,000 | B++ | Yr 1: 0% | View Details |
| Atlantic Coast Life | Safe Haven 7 | 5.75% | 7 Year | $5,000 | B | Yr 1: 0% | View Details |
| Ibexis | MYGA Plus 5 (Simple Interest)SI | 5.75% Up to · from 5.45% | 5 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| Knighthead Life | Staysail 5 With Liquidity (Simple Interest)SI | 5.75% Up to · from 5.50% | 5 Year | $100,000 | A- | Yr 1: 10% | View Details |
| Mountain Life | Secure Summit 10 | 5.75% | 10 Year | $5,000 | B- | Yr 1: 0% · Yr 2+: 5% | View Details |
| Mountain Life | Secure Summit 3 | 5.75% | 3 Year | $5,000 | B- | Yr 1: 0% · Yr 2+: 5% | View Details |
| Mountain Life | Secure Summit 5 | 5.75% | 5 Year | $5,000 | B- | Yr 1: 0% · Yr 2+: 5% | View Details |
| Mountain Life | Secure Summit 7 | 5.75% | 7 Year | $5,000 | B- | Yr 1: 0% · Yr 2+: 5% | View Details |
| Revol One Financial | DirectGrowth 10 Enhanced Death Benefit | 5.75% | 10 Year | $25,000 | B++ | Yr 1: 0% | View Details |
| Revol One Financial | DirectGrowth 10 Free Partial Surrender | 5.75% | 10 Year | $25,000 | B++ | Yr 1: Interest Only | View Details |
| Revol One Financial | DirectGrowth 5 (CA) | 5.75% | 5 Year | $25,000 | B++ | Yr 1: 0% | View Details |
| Revol One Financial | DirectGrowth 5 Enhanced Death Benefit | 5.75% | 5 Year | $25,000 | B++ | Yr 1: 0% | View Details |
| Revol One Financial | DirectGrowth 5 Free Partial Surrender | 5.75% | 5 Year | $25,000 | B++ | Yr 1: Interest Only | View Details |
| Revol One Financial | DirectGrowth 7 (CA) | 5.75% | 7 Year | $25,000 | B++ | Yr 1: 0% | View Details |
| Revol One Financial | DirectGrowth 7 Enhanced Death Benefit | 5.75% | 7 Year | $25,000 | B++ | Yr 1: 0% | View Details |
| Revol One Financial | DirectGrowth 7 Free Partial Surrender | 5.75% | 7 Year | $25,000 | B++ | Yr 1: Interest Only | View Details |
| Atlantic Coast Life | Safe Haven 10 FL | 5.70% | 10 Year | $5,000 | B | Yr 1: 0% | View Details |
| Atlantic Coast Life | Safe Haven 5 | 5.70% | 5 Year | $5,000 | B | Yr 1: 0% | View Details |
| Atlantic Coast Life | Safe Haven 7 FL | 5.70% | 7 Year | $5,000 | B | Yr 1: 0% | View Details |
| Farmers Life Insurance Company | Farmers Safeguard Plus 10 | 5.70% | 10 Year | $10,000 | B++ | Yr 1: Interest Only | View Details |
| Sentinel Security Life Insurance Company | Personal Choice Annuity 3 (CA) | 5.70% | 3 Year | $2,500 | B | Yr 1: 0% | View Details |
| Atlantic Coast Life | Safe Haven 5 FL | 5.65% | 5 Year | $5,000 | B | Yr 1: 0% | View Details |
| Axonic Insurance | Waypoint 5 MYGA | 5.65% Up to · from 5.30% | 5 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| Farmers Life Insurance Company | Farmers Safeguard Plus 5 | 5.65% | 5 Year | $10,000 | B++ | Yr 1: Interest Only | View Details |
| Fidelity Security Life Insurance Company | TaxVantage® Multi-Year Guaranteed Annuity 5 | 5.65% | 5 Year | $2,500 | A | Yr 1: 0% | View Details |
| Ibexis | MYGA Plus 5 (Simple Interest) CASI | 5.65% Up to · from 5.35% | 5 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| Knighthead Life | Staysail 5 CA With Liquidity | 5.65% Up to · from 5.40% | 5 Year | $100,000 | A- | Yr 1: 10% | View Details |
| Revol One Financial | DirectGrowth 10 Free Free Partial Surrender & Enhanced Death Benefit | 5.65% | 10 Year | $25,000 | B++ | Yr 1: Interest Only | View Details |
| Revol One Financial | DirectGrowth 5 Free Partial Surrender & Enhanced Death Benefit | 5.65% | 5 Year | $25,000 | B++ | Yr 1: Interest Only | View Details |
| Revol One Financial | DirectGrowth 5 Free Partial Surrender (CA) | 5.65% | 5 Year | $25,000 | B++ | Yr 1: Interest Only | View Details |
| Revol One Financial | DirectGrowth 7 Free Partial Surrender & Enhanced Death Benefit | 5.65% | 7 Year | $25,000 | B++ | Yr 1: Interest Only | View Details |
| Revol One Financial | DirectGrowth 7 Free Partial Surrender (CA) | 5.65% | 7 Year | $25,000 | B++ | Yr 1: Interest Only | View Details |
| Farmers Life Insurance Company | Farmers Safeguard Plus 7 | 5.60% | 7 Year | $10,000 | B++ | Yr 1: Interest Only | View Details |
| Fidelity Security Life Insurance Company | TaxVantage® Multi-Year Guaranteed Annuity 7 | 5.60% | 7 Year | $2,500 | A | Yr 1: 0% | View Details |
| Knighthead Life | Staysail 3 (Simple Interest)SI | 5.60% Up to · from 5.35% | 3 Year | $100,000 | A- | Yr 1: 0% | View Details |
| American Life | American Classic 5 (No Liquidity) | 5.55% | 5 Year | $1,000 | B++ | Yr 1: 0% | View Details |
| American Life | American Classic 5 Year | 5.55% | 5 Year | $1,000 | B++ | Yr 1: 0% · Yr 2+: 10% | View Details |
| Revol One Financial | DirectGrowth 3 | 5.55% | 3 Year | $25,000 | B++ | Yr 1: 0% | View Details |
| Axonic Insurance | Waypoint 10 MYGA | 5.50% Up to · from 5.20% | 10 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| Axonic Insurance | Waypoint 7 MYGA | 5.50% Up to · from 5.20% | 7 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| Ceres Life | Ceres MYGA 7 | 5.50% | 7 Year | $50,000 | B++ | Yr 1: 0% · Yr 2+: 10% | View Details |
| CL Life | CL Sundance 5 | 5.50% | 5 Year | $20,000 | B++ | Yr 1: Interest Only | View Details |
| Knighthead Life | Staysail 3 CA (Simple Interest)SI | 5.50% Up to · from 5.25% | 3 Year | $100,000 | A- | Yr 1: 0% | View Details |
| Liberty Bankers Life | Heritage Elite 9 | 5.50% | 9 Year | $10,000 | A- | Yr 1: 0% | View Details |
| Atlantic Coast Life | Safe Haven 3 | 5.45% | 3 Year | $5,000 | B | Yr 1: 0% | View Details |
| Ceres Life | Ceres MYGA 5 | 5.45% | 5 Year | $50,000 | B++ | Yr 1: 0% · Yr 2+: 10% | View Details |
| Liberty Bankers Life | Heritage Elite 7 | 5.45% | 7 Year | $10,000 | A- | Yr 1: 0% | View Details |
| Liberty Bankers Life | Heritage Premier 9 | 5.45% | 9 Year | $10,000 | A- | Yr 1: Interest Only | View Details |
| Oceanview Life and Annuity | Harbourview 10 | 5.45% Up to · from 5.10% | 10 Year | $70,000 | A | Yr 1: 0% · Yr 2+: 10% | View Details |
| Revol One Financial | DirectGrowth 3 (CA) | 5.45% | 3 Year | $25,000 | B++ | Yr 1: 0% | View Details |
| Revol One Financial | DirectGrowth 3 Enhanced Death Benefit | 5.45% | 3 Year | $25,000 | B++ | Yr 1: 0% | View Details |
| Revol One Financial | DirectGrowth 3 Free Partial Surrender | 5.45% | 3 Year | $25,000 | B++ | Yr 1: Interest Only | View Details |
| Axonic Insurance | Waypoint 3 MYGA | 5.40% Up to · from 5.10% | 3 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| ELCO Mutual Life & Annuity | Guardian Eagle 5 Year | 5.40% | 5 Year | $10,000 | B++ | Yr 1: Interest Only · Yr 2+: 15% | View Details |
| Liberty Bankers Life | Heritage Elite 5 | 5.40% | 5 Year | $10,000 | A- | Yr 1: 0% | View Details |
| Liberty Bankers Life | Heritage Premier 7 | 5.40% | 7 Year | $10,000 | A- | Yr 1: Interest Only | View Details |
| Mountain Life | Secure Summit 9 | 5.40% | 9 Year | $5,000 | B- | Yr 1: 0% · Yr 2+: 5% | View Details |
| Atlantic Coast Life | Safe Haven 3 FL | 5.35% | 3 Year | $5,000 | B | Yr 1: 0% | View Details |
| Baltimore Life Insurance Company | IQumulate 3 | 5.35% | 3 Year | $5,000 | B++ | Yr 1: 0% | View Details |
| CL Life | CL Sundance 3 | 5.35% | 3 Year | $20,000 | B++ | Yr 1: Interest Only | View Details |
| Liberty Bankers Life | Heritage Premier 5 | 5.35% | 5 Year | $10,000 | A- | Yr 1: Interest Only | View Details |
| Liberty Bankers Life | Heritage Premier Plus 9 | 5.35% | 9 Year | $10,000 | A- | Yr 1: Interest Only | View Details |
| Oceanview Life and Annuity | Harbourview 6 | 5.35% Up to · from 5.00% | 6 Year | $70,000 | A | Yr 1: 0% · Yr 2+: 10% | View Details |
| Revol One Financial | DirectGrowth 3 Free Partial Surrender & Enhanced Death Benefit | 5.35% | 3 Year | $25,000 | B++ | Yr 1: Interest Only | View Details |
| Revol One Financial | DirectGrowth 3 Free Partial Surrender (CA) | 5.35% | 3 Year | $25,000 | B++ | Yr 1: Interest Only | View Details |
| Aspida | Synergy Choice 7 | 5.30% Up to · from 5.15% | 7 Year | $100,000 | A- | Yr 1: 0% | View Details |
| EquiTrust Life Insurance Company | Certainty Select 10 | 5.30% | 10 Year | $10,000 | B++ | Yr 1: Interest Only | View Details |
| Farmers Life Insurance Company | Farmers Safeguard Plus 3 | 5.30% | 3 Year | $10,000 | B++ | Yr 1: Interest Only | View Details |
| Nassau Life and Annuity Company | Nassau MYAnnuity 7X 0% Free | 5.30% | 7 Year | $10,000 | B++ | Yr 1: 0% | View Details |
| Royal Neighbors of America | MYGA 10 Year | 5.30% Up to · from 5.20% | 10 Year | $100,000 | A | Yr 1: Interest Only | View Details |
| American National Insurance Company | Palladium MYG Annuity 7 | 5.25% Up to · from 5.00% | 7 Year | $250,000 | A | Yr 1: 10% | View Details |
| Ceres Life | Ceres MYGA 3 | 5.25% | 3 Year | $50,000 | B++ | Yr 1: 0% · Yr 2+: 10% | View Details |
| Fidelity Security Life Insurance Company | TaxVantage® Multi-Year Guaranteed Annuity 3 | 5.25% | 3 Year | $2,500 | A | Yr 1: 0% | View Details |
| Knighthead Life | Staysail 3 With Liquidity (Simple Interest)SI | 5.25% Up to · from 5.00% | 3 Year | $100,000 | A- | Yr 1: 10% | View Details |
| Liberty Bankers Life | Heritage Classic 9 | 5.25% | 9 Year | $10,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| Liberty Bankers Life | Heritage Premier Plus 7 | 5.25% | 7 Year | $10,000 | A- | Yr 1: Interest Only | View Details |
| Mountain Life | Secure Summit 2 | 5.25% | 2 Year | $5,000 | B- | Yr 1: 0% · Yr 2+: 5% | View Details |
| Nassau Life and Annuity Company | Nassau MYAnnuity 5X 0% Free | 5.25% | 5 Year | $10,000 | B++ | Yr 1: 0% | View Details |
| Nassau Life and Annuity Company | Nassau Simple Annuity 6SI | 5.25% | 6 Year | $10,000 | B++ | Yr 1: 5% | View Details |
| Oceanview Life and Annuity | Harbourview 7 | 5.25% Up to · from 4.90% | 7 Year | $70,000 | A | Yr 1: 0% · Yr 2+: 10% | View Details |
| Western United Life Insurance Company. | Navigator Ultra MVA 5 | 5.25% | 5 Year | $10,000 | B++ | Yr 1: 0% | View Details |
| Western United Life Insurance Company. | Navigator Ultra MVA 5 | 5.25% | 5 Year | $10,000 | B++ | Yr 1: 0% | View Details |
| American Life | American Classic 3 (No Liquidity) | 5.20% | 3 Year | $1,000 | B++ | Yr 1: 0% | View Details |
| American Life | American Classic 3 Year | 5.20% | 3 Year | $1,000 | B++ | Yr 1: 0% · Yr 2+: 10% | View Details |
| Athene IA | Athene Max Rate 7 | 5.20% Up to · from 4.90% | 7 Year | $100,000 | A+ | Yr 1: Interest Only | View Details |
| EquiTrust Life Insurance Company | Certainty Select 8 | 5.20% | 8 Year | $10,000 | B++ | Yr 1: Interest Only | View Details |
| Ibexis | MYGA Plus 3 (Simple Interest)SI | 5.20% Up to · from 4.90% | 3 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| Liberty Bankers Life | Heritage Classic 7 | 5.20% | 7 Year | $10,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| Oxford Life Insurance Company | Multi-Select 8 | 5.20% | 8 Year | $20,000 | A | Yr 1: Interest Only · Yr 2+: 10% | View Details |
| Royal Neighbors of America | MYGA 5 Year | 5.20% Up to · from 5.10% | 5 Year | $100,000 | A | Yr 1: Interest Only | View Details |
| Royal Neighbors of America | MYGA 9 Year CA | 5.20% Up to · from 5.10% | 9 Year | $100,000 | A | Yr 1: Interest Only | View Details |
| American National Insurance Company | Palladium MYG Annuity 5 | 5.15% Up to · from 4.90% | 5 Year | $250,000 | A | Yr 1: 10% | View Details |
| Athene IA | Athene Max Rate 7 (state specific) | 5.15% Up to · from 4.85% | 7 Year | $100,000 | A+ | Yr 1: Interest Only | View Details |
| CL Life | CL Sundance 2 | 5.15% | 2 Year | $20,000 | B++ | Yr 1: Interest Only | View Details |
| ELCO Mutual Life & Annuity | Guardian Eagle 3 Year | 5.15% | 3 Year | $10,000 | B++ | Yr 1: Interest Only · Yr 2+: 15% | View Details |
| EquiTrust Life Insurance Company | Certainty Select 6 | 5.15% | 6 Year | $10,000 | B++ | Yr 1: Interest Only | View Details |
| Knighthead Life | Staysail 3 CA With Liquidity (Simple Interest)SI | 5.15% Up to · from 4.90% | 3 Year | $100,000 | A- | Yr 1: 10% | View Details |
| Liberty Bankers Life | Heritage Classic 5 | 5.15% | 5 Year | $10,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| Liberty Bankers Life | Heritage Premier Plus 5 | 5.15% | 5 Year | $10,000 | A- | Yr 1: Interest Only | View Details |
| Oxford Life Insurance Company | Multi-Select 10 | 5.15% | 10 Year | $20,000 | A | Yr 1: Interest Only · Yr 2+: 10% | View Details |
| Oxford Life Insurance Company | Multi-Select 6 | 5.15% | 6 Year | $20,000 | A | Yr 1: Interest Only · Yr 2+: 10% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® 1 (7) Year Plan Base Policy | 5.15% Up to · from 4.95% | 7 Year | $100,000 | A- | Yr 1: 0% | View Details |
| SBLI USA | Select Choice 1 (7) Base Policy | 5.15% Up to · from 4.60% | 7 Year | $100,000 | A- | Yr 1: 0% | View Details |
| American National Insurance Company | Palladium MYG Annuity 10 | 5.10% Up to · from 4.85% | 10 Year | $250,000 | A | Yr 1: 10% | View Details |
| Aspida | Synergy Choice 5 | 5.10% Up to · from 4.95% | 5 Year | $100,000 | A- | Yr 1: 0% | View Details |
| Athene IA | Athene Max Rate 5 | 5.10% Up to · from 4.85% | 5 Year | $100,000 | A+ | Yr 1: Interest Only | View Details |
| Clear Spring Life | Preserve MYGA 10 | 5.10% Up to · from 4.80% | 10 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| Clear Spring Life | Preserve MYGA 6 | 5.10% Up to · from 4.80% | 6 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| Clear Spring Life | Preserve MYGA 7 | 5.10% Up to · from 4.80% | 7 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| Clear Spring Life | Preserve MYGA 8 | 5.10% Up to · from 4.80% | 8 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| Clear Spring Life | Preserve MYGA 9 | 5.10% Up to · from 4.80% | 9 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| Ibexis | MYGA Plus 3 (Simple Interest) CASI | 5.10% Up to · from 4.80% | 3 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| Nassau Life and Annuity Company | Nassau MYAnnuity 7X 10% Free | 5.10% | 7 Year | $10,000 | B++ | Yr 1: 10% | View Details |
| Oxford Life Insurance Company | Multi-Select 9 | 5.10% | 9 Year | $20,000 | A | Yr 1: Interest Only · Yr 2+: 10% | View Details |
| Reliance Standard Life | Reliance Guarantee - 10 | 5.10% | 10 Year | $20,000 | A++ | Yr 1: 10% | View Details |
| Royal Neighbors of America | MYGA 5 Year CA | 5.10% Up to · from 5.00% | 5 Year | $100,000 | A | Yr 1: Interest Only | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® 3 (7) Year Plan (Base + PFW) | 5.10% Up to · from 4.90% | 7 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| SBLI USA | Select Choice 3 (7) Base Policy + PFW | 5.10% Up to · from 4.55% | 7 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| Western United Life Insurance Company. | Navigator Elite MVA 5 | 5.10% | 5 Year | $10,000 | B++ | Yr 1: 10% | View Details |
| Western United Life Insurance Company. | Navigator Elite MVA 7 | 5.10% | 7 Year | $10,000 | B++ | Yr 1: 10% | View Details |
| Americo | Platinum Assure 7 | 5.05% | 7 Year | $25,000 | A | Yr 1: 5% | View Details |
| Athene IA | Athene Max Rate 5 (state specific) | 5.05% Up to · from 4.80% | 5 Year | $100,000 | A+ | Yr 1: Interest Only | View Details |
| Clear Spring Life | Preserve MYGA 5 | 5.05% Up to · from 4.75% | 5 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| EquiTrust Life Insurance Company | Certainty Select 5 | 5.05% | 5 Year | $10,000 | B++ | Yr 1: Interest Only | View Details |
| Global Atlantic Financial Group | SecureFore 7 | 5.05% Up to · from 4.85% | 7 Year | $100,000 | A | Yr 1: 10% | View Details |
| Nassau Life and Annuity Company | Nassau MYAnnuity 5X 10% Free | 5.05% | 5 Year | $10,000 | B++ | Yr 1: 10% | View Details |
| Oxford Life Insurance Company | Multi-Select 7 | 5.05% | 7 Year | $20,000 | A | Yr 1: Interest Only · Yr 2+: 10% | View Details |
| AuguStar | LunarLock 5 MVA | 5.00% Up to · from 4.80% | 5 Year | $100,000 | A | Yr 1: 10% | View Details |
| AuguStar | LunarLock 5 MVA CA | 5.00% Up to · from 4.80% | 5 Year | $100,000 | A | Yr 1: 10% | View Details |
| AuguStar | LunarLock 7 MVA | 5.00% Up to · from 4.80% | 7 Year | $100,000 | A | Yr 1: 10% | View Details |
| AuguStar | LunarLock 7 MVA CA | 5.00% Up to · from 4.80% | 7 Year | $100,000 | A | Yr 1: 10% | View Details |
| Axonic Insurance | Waypoint 2 MYGA | 5.00% Up to · from 4.70% | 2 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| ELCO Mutual Life & Annuity | Guardian Eagle 10 Year | 5.00% | 10 Year | $10,000 | B++ | Yr 1: 15% | View Details |
| ELCO Mutual Life & Annuity | Guardian Eagle 7 Year | 5.00% | 7 Year | $10,000 | B++ | Yr 1: 15% | View Details |
| GBU Life | Asset Guard Select 5 | 5.00% | 5 Year | $25,000 | A- | Yr 1: 10% | View Details |
| Mountain Life | Secure Summit 6 | 5.00% | 6 Year | $5,000 | B- | Yr 1: 0% · Yr 2+: 5% | View Details |
| Mutual of Omaha | Ultra Premier 7 | 5.00% | 7 Year | $25,000 | A+ | Yr 1: 10% | View Details |
| Nassau Life and Annuity Company | Nassau Simple Annuity 4SI | 5.00% | 4 Year | $10,000 | B++ | Yr 1: 5% | View Details |
| National Life Group | RetireMax Secure 5 MVA | 5.00% Up to · from 4.70% | 5 Year | $100,000 | A+ | Yr 1: 0% · Yr 2+: 10% | View Details |
| North American Company | NAC Guarantee Plus 5 | 5.00% Up to · from 4.75% | 5 Year | $100,000 | A+ | Yr 1: 0% · Yr 2+: Interest Only | View Details |
| Oceanview Life and Annuity | Harbourview 4 | 5.00% Up to · from 4.65% | 4 Year | $70,000 | A | Yr 1: 0% · Yr 2+: 10% | View Details |
| Protective Life | Secure Saver 5 | 5.00% Up to · from 3.80% | 5 Year | $75,000 | A+ | Yr 1: 10% | View Details |
| Puritan Life Insurance Company of America | Interest Plus Annuity MYGIA | 5.00% | 10 Year | $25,000 | B++ | Yr 1: 10% | View Details |
| Reliance Standard Life | Reliance Guarantee - 7 | 5.00% | 7 Year | $20,000 | A++ | Yr 1: 10% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 1 (7) Year Plan Base Policy MVA | 5.00% Up to · from 4.75% | 7 Year | $100,000 | A- | Yr 1: 0% | View Details |
| Security Benefit Life | Advanced Choice 5 | 5.00% Up to · from 4.80% | 5 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| Security Benefit Life | Advanced Choice 7 | 5.00% Up to · from 4.80% | 7 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| Symetra Life Insurance Company | Symetra Select Max 7 | 5.00% Up to · from 4.80% | 7 Year | $100,000 | A | Yr 1: Interest Only | View Details |
| Global Atlantic Financial Group | SecureFore 5 | 4.95% Up to · from 4.75% | 5 Year | $100,000 | A | Yr 1: 10% | View Details |
| Lincoln Financial | Lincoln MYGuarantee Plus 10 | 4.95% Up to · from 3.70% | 10 Year | $100,000 | A | Yr 1: 10% | View Details |
| Midland National Life | MNL Guarantee Pro 5 | 4.95% Up to · from 4.70% | 5 Year | $100,000 | A+ | Yr 1: 0% · Yr 2+: Interest Only | View Details |
| National Security Insurance Company | National Security MYGA 5 (NQ only) | 4.95% | 5 Year | $25,000 | B | Yr 1: 0% · Yr 2+: 10% | View Details |
| National Security Insurance Company | National Security MYGA 7 (NQ only) | 4.95% | 7 Year | $25,000 | B | Yr 1: 0% · Yr 2+: 10% | View Details |
| Nationwide Life Insurance Company | Secure Growth 5 MVA | 4.95% Up to · from 4.45% | 5 Year | $100,000 | A+ | Yr 1: 10% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® 1 (5) Year Plan Base Policy | 4.95% Up to · from 4.70% | 5 Year | $100,000 | A- | Yr 1: 0% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 3 (7) Year Plan (Base + PFW) MVA | 4.95% Up to · from 4.70% | 7 Year | $100,000 | A- | Yr 1: 10% | View Details |
| Securian Financial | SecureOption Choice 9 | 4.95% Up to · from 4.65% | 9 Year | $500,000 | A+ | Yr 1: 0% · Yr 2+: 10% | View Details |
| Americo | Platinum Assure 5 | 4.90% | 5 Year | $25,000 | A | Yr 1: 5% | View Details |
| Americo | Platinum Assure 5 CA | 4.90% | 5 Year | $25,000 | A | Yr 1: 10% | View Details |
| Athene Annuity & Life Assurance Company of New York | Athene Max Rate 7 MYGA - NY | 4.90% Up to · from 4.70% | 7 Year | $100,000 | A+ | Yr 1: Interest Only | View Details |
| Athene IA | Athene Max Rate 3 | 4.90% Up to · from 4.65% | 3 Year | $100,000 | A+ | Yr 1: Interest Only | View Details |
| Athene IA | Athene Max Rate 3 (state specific) | 4.90% Up to · from 4.65% | 3 Year | $100,000 | A+ | Yr 1: Interest Only | View Details |
| AuguStar | LunarLock 5 | 4.90% Up to · from 4.70% | 5 Year | $100,000 | A | Yr 1: 10% | View Details |
| AuguStar | LunarLock 5 CA | 4.90% Up to · from 4.70% | 5 Year | $100,000 | A | Yr 1: 10% | View Details |
| AuguStar | LunarLock 7 | 4.90% Up to · from 4.70% | 7 Year | $100,000 | A | Yr 1: 10% | View Details |
| AuguStar | LunarLock 7 CA | 4.90% Up to · from 4.70% | 7 Year | $100,000 | A | Yr 1: 10% | View Details |
| AuguStar | LunarLock Prime 5 MVA | 4.90% Up to · from 4.70% | 5 Year | $100,000 | A | Yr 1: 10% | View Details |
| AuguStar | LunarLock Prime 5 MVA CA | 4.90% Up to · from 4.70% | 5 Year | $100,000 | A | Yr 1: 10% | View Details |
| AuguStar | LunarLock Prime 7 MVA | 4.90% Up to · from 4.70% | 7 Year | $100,000 | A | Yr 1: 10% | View Details |
| AuguStar | LunarLock Prime 7 MVA CA | 4.90% Up to · from 4.70% | 7 Year | $100,000 | A | Yr 1: 10% | View Details |
| Clear Spring Life | Preserve MYGA 4 | 4.90% Up to · from 4.60% | 4 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| Protective Life | Secure Saver 7 | 4.90% Up to · from 3.80% | 7 Year | $75,000 | A+ | Yr 1: 10% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® 3 (5) Year Plan (Base + PFW) | 4.90% Up to · from 4.65% | 5 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| Symetra Life Insurance Company | Symetra Select Max 5 | 4.90% Up to · from 4.70% | 5 Year | $100,000 | A | Yr 1: Interest Only | View Details |
| The Standard | Multi-Choice 5 | 4.90% Up to · from 4.60% | 5 Year | $100,000 | A | Yr 1: 0% | View Details |
| Brighthouse Life Insurance Company | Fixed Rate Annuity 7 MVA | 4.85% Up to · from 4.60% | 7 Year | $100,000 | A | Yr 1: 10% | View Details |
| Equitable Financial Life Insurance of America | Guaranteed Growth Strategiessm 5 MVA | 4.85% Up to · from 4.60% | 5 Year | $100,000 | A | Yr 1: 10% | View Details |
| Equitable Financial Life Insurance of America | Guaranteed Growth Strategiessm 7 MVA | 4.85% Up to · from 4.60% | 7 Year | $100,000 | A | Yr 1: 10% | View Details |
| Mutual of Omaha | Ultra Premier 5 | 4.85% | 5 Year | $25,000 | A+ | Yr 1: 10% | View Details |
| Oceanview Life and Annuity | Harbourview 5 | 4.85% Up to · from 4.50% | 5 Year | $70,000 | A | Yr 1: 0% · Yr 2+: 10% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 1 (5) Year Plan Base Policy MVA | 4.85% Up to · from 4.65% | 5 Year | $100,000 | A- | Yr 1: 0% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 1 (7) Year Plan Base Policy | 4.85% Up to · from 4.60% | 7 Year | $100,000 | A- | Yr 1: 0% | View Details |
| Securian Financial | SecureOption Choice 9 CA | 4.85% Up to · from 4.55% | 9 Year | $500,000 | A+ | Yr 1: 10% | View Details |
| Symetra Life Insurance Company | Symetra Select Pro 7 | 4.85% Up to · from 4.65% | 7 Year | $100,000 | A | Yr 1: 15% | View Details |
| The Standard | Focused Growth Annuity 5 | 4.85% Up to · from 4.55% | 5 Year | $100,000 | A | Yr 1: Interest Only | View Details |
| The Standard | Focused Growth Annuity 7 | 4.85% Up to · from 4.55% | 7 Year | $100,000 | A | Yr 1: Interest Only | View Details |
| The Standard | Multi-Choice 5 Interest Only Withdrawals | 4.85% Up to · from 4.55% | 5 Year | $100,000 | A | Yr 1: Interest Only | View Details |
| Western United Life Insurance Company. | Navigator Ultra MVA 3 | 4.85% | 3 Year | $10,000 | B++ | Yr 1: 0% | View Details |
| Athene Annuity & Life Assurance Company of New York | Athene Max Rate 5 MYGA - NY | 4.80% Up to · from 4.60% | 5 Year | $100,000 | A+ | Yr 1: Interest Only | View Details |
| AuguStar | LunarGuard 5 MVA | 4.80% Up to · from 4.60% | 5 Year | $100,000 | A | Yr 1: 5% | View Details |
| AuguStar | LunarGuard 5 MVA CA | 4.80% Up to · from 4.60% | 5 Year | $100,000 | A | Yr 1: 5% | View Details |
| AuguStar | LunarLock Prime 5 | 4.80% Up to · from 4.60% | 5 Year | $100,000 | A | Yr 1: 10% | View Details |
| AuguStar | LunarLock Prime 5 CA | 4.80% Up to · from 4.60% | 5 Year | $100,000 | A | Yr 1: 10% | View Details |
| AuguStar | LunarLock Prime 7 | 4.80% Up to · from 4.60% | 7 Year | $100,000 | A | Yr 1: 10% | View Details |
| AuguStar | LunarLock Prime 7 CA | 4.80% Up to · from 4.60% | 7 Year | $100,000 | A | Yr 1: 10% | View Details |
| EquiTrust Life Insurance Company | Certainty Select 3 | 4.80% | 3 Year | $10,000 | B++ | Yr 1: Interest Only | View Details |
| Guaranty Income Life | Guaranty Rate Lock 5 | 4.80% Up to · from 4.70% | 5 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 5% | View Details |
| Guaranty Income Life | Guaranty Rate Lock 7 | 4.80% Up to · from 4.70% | 7 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 5% | View Details |
| Lincoln Financial | Lincoln MYGuarantee Plus 7 | 4.80% Up to · from 3.65% | 7 Year | $100,000 | A | Yr 1: 10% | View Details |
| Oxford Life Insurance Company | Multi-Select 5 | 4.80% | 5 Year | $20,000 | A | Yr 1: Interest Only · Yr 2+: 10% | View Details |
| Pacific Guardian Life | Diamond Head 10 | 4.80% | 10 Year | $10,000 | A | Yr 1: 10% | View Details |
| Pacific Guardian Life | Diamond Head 5 | 4.80% | 5 Year | $10,000 | A | Yr 1: 10% | View Details |
| Pacific Guardian Life | Diamond Head 6 | 4.80% | 6 Year | $10,000 | A | Yr 1: 10% | View Details |
| Pacific Guardian Life | Diamond Head 7 | 4.80% | 7 Year | $10,000 | A | Yr 1: 10% | View Details |
| Pacific Guardian Life | Diamond Head 8 | 4.80% | 8 Year | $10,000 | A | Yr 1: 10% | View Details |
| Pacific Guardian Life | Diamond Head 9 | 4.80% | 9 Year | $10,000 | A | Yr 1: 10% | View Details |
| Reliance Standard Life | Eleos MVA 5 | 4.80% | 5 Year | $10,000 | A++ | Yr 1: 10% | View Details |
| Reliance Standard Life | Reliance Guarantee - 5 | 4.80% | 5 Year | $20,000 | A++ | Yr 1: 10% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® 2 (7) Year Plan (Base + ROP) | 4.80% Up to · from 4.60% | 7 Year | $100,000 | A- | Yr 1: 0% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 3 (5) Year Plan (Base + PFW) MVA | 4.80% Up to · from 4.60% | 5 Year | $100,000 | A- | Yr 1: 10% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 3 (7) Year Plan (Base + PFW) | 4.80% Up to · from 4.55% | 7 Year | $100,000 | A- | Yr 1: 10% | View Details |
| SBLI USA | Select Choice 2 (7) Base Policy + ROP | 4.80% Up to · from 4.25% | 7 Year | $100,000 | A- | Yr 1: 0% | View Details |
| Symetra Life Insurance Company | Symetra Select Pro 5 | 4.80% Up to · from 4.60% | 5 Year | $100,000 | A | Yr 1: 15% | View Details |
| The Standard | Multi-Choice 5 10% Withdrawal Provision | 4.80% Up to · from 4.50% | 5 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 10% | View Details |
| The Standard | Multi-Choice 7 | 4.80% Up to · from 4.50% | 7 Year | $100,000 | A | Yr 1: 0% | View Details |
| American National Insurance Company | Palladium MYG Annuity 3 | 4.75% Up to · from 4.50% | 3 Year | $250,000 | A | Yr 1: 10% | View Details |
| AuguStar | LunarGuard 7 MVA | 4.75% Up to · from 4.55% | 7 Year | $100,000 | A | Yr 1: 5% | View Details |
| AuguStar | LunarGuard 7 MVA CA | 4.75% Up to · from 4.55% | 7 Year | $100,000 | A | Yr 1: 5% | View Details |
| Brighthouse Life Insurance Company | Fixed Rate Annuity 5 MVA | 4.75% Up to · from 4.50% | 5 Year | $100,000 | A | Yr 1: 10% | View Details |
| Clear Spring Life | Preserve MYGA 3 | 4.75% Up to · from 4.45% | 3 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| Fidelity & Guaranty Life | FG Guarantee-Platinum 7 | 4.75% | 7 Year | $20,000 | A | Yr 1: Interest Only | View Details |
| GBU Life | Asset Guard Select 2 | 4.75% | 2 Year | $25,000 | A- | Yr 1: 10% | View Details |
| GBU Life | Asset Guard Select 3 | 4.75% | 3 Year | $25,000 | A- | Yr 1: 10% | View Details |
| GBU Life | Asset Guard Select 4 | 4.75% | 4 Year | $25,000 | A- | Yr 1: 10% | View Details |
| Jackson® | RateProtector 5 | 4.75% Up to · from 4.45% | 5 Year | $100,000 | A | Yr 1: 10% | View Details |
| Jackson® | RateProtector 7 | 4.75% Up to · from 4.45% | 7 Year | $100,000 | A | Yr 1: 10% | View Details |
| Liberty Bankers Life | Heritage Elite 3 | 4.75% | 3 Year | $10,000 | A- | Yr 1: 0% | View Details |
| Lincoln Financial | Lincoln MYGuarantee Plus 5 | 4.75% Up to · from 3.65% | 5 Year | $100,000 | A | Yr 1: 10% | View Details |
| Mass Mutual | Premier Voyage 7 | 4.75% Up to · from 4.45% | 7 Year | $1,000,000 | A++ | Yr 1: 10% | View Details |
| National Security Insurance Company | National Security MYGA 3 (NQ only) | 4.75% | 3 Year | $25,000 | B | Yr 1: 0% · Yr 2+: 10% | View Details |
| Oxford Life Insurance Company | Multi-Select 4 | 4.75% | 4 Year | $20,000 | A | Yr 1: Interest Only · Yr 2+: 10% | View Details |
| SBLI USA | Select Choice® Plus 1 (7) Year Plan Base Policy MVA | 4.75% Up to · from 4.10% | 7 Year | $100,000 | A- | Yr 1: 0% | View Details |
| Securian Financial | SecureOption Choice 7 | 4.75% Up to · from 4.45% | 7 Year | $500,000 | A+ | Yr 1: 0% · Yr 2+: 10% | View Details |
| SILAC | Secure Savings Elite 5 | 4.75% | 5 Year | $10,000 | B | Yr 1: 0% | View Details |
| The Standard | Multi-Choice 7 Interest Only Withdrawals | 4.75% Up to · from 4.45% | 7 Year | $100,000 | A | Yr 1: Interest Only | View Details |
| AuguStar | LunarGuard 5 | 4.70% Up to · from 4.50% | 5 Year | $100,000 | A | Yr 1: 5% | View Details |
| AuguStar | LunarGuard 5 CA | 4.70% Up to · from 4.50% | 5 Year | $100,000 | A | Yr 1: 5% | View Details |
| Brighthouse Life Insurance Company | Fixed Rate Annuity 7 | 4.70% Up to · from 4.45% | 7 Year | $100,000 | A | Yr 1: 10% | View Details |
| Fidelity & Guaranty Life | FG Guarantee-Platinum 5 | 4.70% | 5 Year | $20,000 | A | Yr 1: Interest Only | View Details |
| Guardian Insurance & Annuity Co. | Guardian Fixed Target Annuity 6 | 4.70% Up to · from 4.45% | 6 Year | $100,000 | A++ | Yr 1: 10% | View Details |
| Liberty Bankers Life | Heritage Premier 3 | 4.70% | 3 Year | $10,000 | A- | Yr 1: Interest Only | View Details |
| Mass Mutual | Premier Voyage 5 | 4.70% Up to · from 4.40% | 5 Year | $1,000,000 | A++ | Yr 1: 10% | View Details |
| Mass Mutual | Premier Voyage 6 | 4.70% Up to · from 4.40% | 6 Year | $1,000,000 | A++ | Yr 1: 10% | View Details |
| MassMutual Ascend Life Insurance Company | SecureGain 7 2025 | 4.70% Up to · from 4.40% | 7 Year | $100,000 | A++ | Yr 1: 10% | View Details |
| Midland National Life | MNL Guarantee Pro 7 | 4.70% Up to · from 4.40% | 7 Year | $100,000 | A+ | Yr 1: 0% · Yr 2+: Interest Only | View Details |
| Nationwide Life Insurance Company | Secure Growth 7 MVA | 4.70% Up to · from 4.45% | 7 Year | $100,000 | A+ | Yr 1: 10% | View Details |
| North American Company | NAC Guarantee Plus 7 | 4.70% Up to · from 4.40% | 7 Year | $100,000 | A+ | Yr 1: 0% · Yr 2+: Interest Only | View Details |
| Oceanview Life and Annuity | Harbourview 3 | 4.70% Up to · from 4.35% | 3 Year | $70,000 | A | Yr 1: 0% · Yr 2+: 10% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® 2 (5) Year Plan (Base + ROP) | 4.70% Up to · from 4.45% | 5 Year | $100,000 | A- | Yr 1: 0% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® 4 (7) Year Plan (Base + ROP + PFW) | 4.70% Up to · from 4.50% | 7 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 1 (5) Year Plan Base Policy | 4.70% Up to · from 4.50% | 5 Year | $100,000 | A- | Yr 1: 0% | View Details |
| SBLI USA | Select Choice 4 (7) Base Policy + ROP + PFW | 4.70% Up to · from 4.15% | 7 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| SBLI USA | Select Choice® Plus 3 (7) Year Plan (Base + PFW) MVA | 4.70% Up to · from 4.05% | 7 Year | $100,000 | A- | Yr 1: 10% | View Details |
| The Standard | Multi-Choice 5 10% Withdrawal Provision ROP | 4.70% Up to · from 4.40% | 5 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 10% | View Details |
| The Standard | Multi-Choice 7 10% Withdrawal Provision | 4.70% Up to · from 4.40% | 7 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 10% | View Details |
| Western United Life Insurance Company. | Discovery Plus 5 | 4.70% | 5 Year | $10,000 | B++ | Yr 1: Interest Only | View Details |
| Western United Life Insurance Company. | Discovery Plus 7 | 4.70% | 7 Year | $10,000 | B++ | Yr 1: Interest Only | View Details |
| AuguStar | LunarGuard 7 | 4.65% Up to · from 4.45% | 7 Year | $100,000 | A | Yr 1: 5% | View Details |
| AuguStar | LunarGuard 7 CA | 4.65% Up to · from 4.45% | 7 Year | $100,000 | A | Yr 1: 5% | View Details |
| MassMutual Ascend Life Insurance Company | SecureGain 5 2025 | 4.65% Up to · from 4.35% | 5 Year | $100,000 | A++ | Yr 1: 10% | View Details |
| Reliance Standard Life | Eleos SP 5 | 4.65% | 5 Year | $10,000 | A++ | Yr 1: 10% | View Details |
| Royal Neighbors of America | MYGA 3 Year | 4.65% Up to · from 4.55% | 3 Year | $100,000 | A | Yr 1: Interest Only | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 2 (7) Year Plan (Base + ROP) MVA | 4.65% Up to · from 4.40% | 7 Year | $100,000 | A- | Yr 1: 0% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 3 (5) Year Plan (Base + PFW) | 4.65% Up to · from 4.45% | 5 Year | $100,000 | A- | Yr 1: 10% | View Details |
| SBLI USA | Select Choice 1 (5) Base Policy | 4.65% Up to · from 4.25% | 5 Year | $100,000 | A- | Yr 1: 0% | View Details |
| Securian Financial | SecureOption Choice 5 | 4.65% Up to · from 4.25% | 5 Year | $500,000 | A+ | Yr 1: 0% · Yr 2+: 10% | View Details |
| Securian Financial | SecureOption Choice 7 CA | 4.65% Up to · from 4.35% | 7 Year | $500,000 | A+ | Yr 1: 10% | View Details |
| Security Benefit Life | Advanced Choice 3 | 4.65% Up to · from 4.45% | 3 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| Symetra Life Insurance Company | Symetra Select Pro 7 GROP | 4.65% Up to · from 4.45% | 7 Year | $100,000 | A | Yr 1: 15% | View Details |
| Western United Life Insurance Company. | Navigator Elite MVA 3 | 4.65% | 3 Year | $10,000 | B++ | Yr 1: 10% | View Details |
| Brighthouse Life Insurance Company | Fixed Rate Annuity 5 | 4.60% Up to · from 4.35% | 5 Year | $100,000 | A | Yr 1: 10% | View Details |
| Liberty Bankers Life | Heritage Classic 3 | 4.60% | 3 Year | $10,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| Manhattan Life Insurance Company | Preferred Choice 5 NY | 4.60% | 5 Year | $10,000 | B++ | Yr 1: 15% | View Details |
| Mass Mutual | Stable Voyage 5 | 4.60% Up to · from 4.35% | 5 Year | $100,000 | A++ | Yr 1: 10% | View Details |
| Midland National Life | MNL Guarantee Pro 3 | 4.60% Up to · from 4.20% | 3 Year | $100,000 | A+ | Yr 1: 0% · Yr 2+: Interest Only | View Details |
| National Life Group | RetireMax Secure 3 MVA | 4.60% Up to · from 4.30% | 3 Year | $100,000 | A+ | Yr 1: 0% · Yr 2+: 10% | View Details |
| National Life Group | RetireMax Secure 5 | 4.60% Up to · from 4.30% | 5 Year | $100,000 | A+ | Yr 1: 0% · Yr 2+: 10% | View Details |
| Oceanview Life and Annuity | Harbourview 2 | 4.60% Up to · from 4.25% | 2 Year | $70,000 | A | Yr 1: 0% · Yr 2+: 10% | View Details |
| Pacific Guardian Life | Diamond Head 3 | 4.60% | 3 Year | $10,000 | A | Yr 1: 10% | View Details |
| Pacific Guardian Life | Diamond Head 4 | 4.60% | 4 Year | $10,000 | A | Yr 1: 10% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® 4 (5) Year Plan (Base + ROP + PFW) | 4.60% Up to · from 4.35% | 5 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 2 (5) Year Plan (Base + ROP) MVA | 4.60% Up to · from 4.40% | 5 Year | $100,000 | A- | Yr 1: 0% | View Details |
| SBLI USA | Select Choice 3 (5) Base Policy + PFW | 4.60% Up to · from 4.20% | 5 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| Symetra Life Insurance Company | Symetra Select Max 3 | 4.60% Up to · from 4.35% | 3 Year | $250,000 | A | Yr 1: Interest Only | View Details |
| The Standard | Multi-Choice 7 10% Withdrawal Provision ROP | 4.60% Up to · from 4.30% | 7 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 10% | View Details |
| Athene Annuity & Life Assurance Company of New York | Athene Max Rate 3 MYGA - NY | 4.55% Up to · from 4.30% | 3 Year | $100,000 | A+ | Yr 1: Interest Only | View Details |
| Brighthouse Life Insurance Company | Fixed Rate Annuity 7 ROP | 4.55% Up to · from 4.30% | 7 Year | $100,000 | A | Yr 1: 10% | View Details |
| North American Company | NAC Guarantee Plus 3 | 4.55% Up to · from 4.15% | 3 Year | $100,000 | A+ | Yr 1: 0% · Yr 2+: Interest Only | View Details |
| Royal Neighbors of America | MYGA 3 Year CA | 4.55% Up to · from 4.45% | 3 Year | $100,000 | A | Yr 1: Interest Only | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® 1 (3) Year Plan Base Policy | 4.55% Up to · from 4.30% | 3 Year | $100,000 | A- | Yr 1: 0% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 1 (3) Year Plan Base Policy MVA | 4.55% Up to · from 4.30% | 3 Year | $100,000 | A- | Yr 1: 0% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 1 (4) Year Plan Base Policy MVA | 4.55% Up to · from 4.30% | 4 Year | $100,000 | A- | Yr 1: 0% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 4 (7) Year Plan (Base + ROP + PFW) MVA | 4.55% Up to · from 4.30% | 7 Year | $100,000 | A- | Yr 1: 10% | View Details |
| Securian Financial | SecureOption Choice 5 CA | 4.55% Up to · from 4.15% | 5 Year | $500,000 | A+ | Yr 1: 10% | View Details |
| The Standard | Focused Growth Annuity 10 | 4.55% Up to · from 4.25% | 10 Year | $100,000 | A | Yr 1: Interest Only | View Details |
| Western United Life Insurance Company. | Discovery 7 | 4.55% | 7 Year | $10,000 | B++ | Yr 1: 15% | View Details |
| Western United Life Insurance Company. | Discovery 7 CA | 4.55% | 7 Year | $10,000 | B++ | Yr 1: 15% | View Details |
| American General Life Insurance Company | American Pathway VisionMYG 10 | 4.50% Up to · from 3.90% | 10 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 15% | View Details |
| Corebridge Financial | American Pathway VisionMYG 10 | 4.50% Up to · from 3.90% | 10 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 15% | View Details |
| Corebridge Financial | Corebridge Pathway Choicesm Fixed 3 Annuity GROP | 4.50% Up to · from 4.15% | 3 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 10% | View Details |
| Corebridge Financial | Corebridge Pathway Choicesm Fixed 4 Annuity GROP | 4.50% Up to · from 4.15% | 4 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 10% | View Details |
| Corebridge Financial | Corebridge Pathway Choicesm Fixed 5 Annuity GROP | 4.50% Up to · from 4.15% | 5 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 10% | View Details |
| Corebridge Financial | Corebridge Pathway Choicesm Fixed 7 Annuity GROP | 4.50% Up to · from 4.15% | 7 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 10% | View Details |
| Equitable Financial Life Insurance of America | Guaranteed Growth Strategiessm 3 MVA | 4.50% Up to · from 4.25% | 3 Year | $100,000 | A | Yr 1: 10% | View Details |
| Guaranty Income Life | Guaranty Rate Lock 4 | 4.50% Up to · from 4.40% | 4 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 5% | View Details |
| Guardian Insurance & Annuity Co. | Guardian Fixed Target Annuity 5 | 4.50% Up to · from 4.25% | 5 Year | $100,000 | A++ | Yr 1: 10% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® 3 (3) Year Plan (Base + PFW) | 4.50% Up to · from 4.25% | 3 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 2 (7) Year Plan (Base + ROP) | 4.50% Up to · from 4.25% | 7 Year | $100,000 | A- | Yr 1: 0% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 3 (3) Year Plan (Base + PFW) MVA | 4.50% Up to · from 4.25% | 3 Year | $100,000 | A- | Yr 1: 10% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 3 (4) Year Plan (Base + PFW) MVA | 4.50% Up to · from 4.25% | 4 Year | $100,000 | A- | Yr 1: 10% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 4 (5) Year Plan (Base + ROP + PFW) MVA | 4.50% Up to · from 4.30% | 5 Year | $100,000 | A- | Yr 1: 10% | View Details |
| SILAC | Secure Savings Elite 3 | 4.50% | 3 Year | $10,000 | B | Yr 1: 0% | View Details |
| Symetra Life Insurance Company | Symetra Select Pro 3 | 4.50% Up to · from 4.25% | 3 Year | $250,000 | A | Yr 1: 15% | View Details |
| Symetra Life Insurance Company | Symetra Select Pro 5 GROP | 4.50% Up to · from 4.30% | 5 Year | $100,000 | A | Yr 1: 15% | View Details |
| The Standard | Multi-Choice 3 | 4.50% Up to · from 4.20% | 3 Year | $100,000 | A | Yr 1: 0% | View Details |
| Western United Life Insurance Company. | Discovery 5 | 4.50% | 5 Year | $10,000 | B++ | Yr 1: 15% | View Details |
| Western United Life Insurance Company. | Discovery 5 CA | 4.50% | 5 Year | $10,000 | B++ | Yr 1: 15% | View Details |
| Western United Life Insurance Company. | Discovery 6 | 4.50% | 6 Year | $25,000 | B++ | Yr 1: 15% | View Details |
| Western United Life Insurance Company. | Discovery 6 CA | 4.50% | 6 Year | $25,000 | B++ | Yr 1: 15% | View Details |
| Americo | Platinum Assure 3 | 4.45% | 3 Year | $25,000 | A | Yr 1: 3% | View Details |
| AuguStar | LunarGuard 3 MVA | 4.45% Up to · from 4.25% | 3 Year | $100,000 | A | Yr 1: 5% | View Details |
| AuguStar | LunarGuard 3 MVA CA | 4.45% Up to · from 4.25% | 3 Year | $100,000 | A | Yr 1: 5% | View Details |
| Brighthouse Life Insurance Company | Fixed Rate Annuity 5 ROP | 4.45% Up to · from 4.20% | 5 Year | $100,000 | A | Yr 1: 10% | View Details |
| Mutual of Omaha | Ultra - Secure Plus 7 | 4.45% Up to · from 4.30% | 7 Year | $50,000 | A+ | Yr 1: 10% | View Details |
| National Life Group | Green Mountain Freedom 5 | 4.45% | 5 Year | $100,000 | A+ | Yr 1: 0% · Yr 2+: 10% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® 2 (3) Year Plan (Base + ROP) | 4.45% Up to · from 4.20% | 3 Year | $100,000 | A- | Yr 1: 0% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 2 (3) Year Plan (Base + ROP) MVA | 4.45% Up to · from 4.20% | 3 Year | $100,000 | A- | Yr 1: 0% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 2 (4) Year Plan (Base + ROP) MVA | 4.45% Up to · from 4.20% | 4 Year | $100,000 | A- | Yr 1: 0% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 2 (5) Year Plan (Base + ROP) | 4.45% Up to · from 4.25% | 5 Year | $100,000 | A- | Yr 1: 0% | View Details |
| SBLI USA | Select Choice 1 (3) Base Policy | 4.45% Up to · from 4.00% | 3 Year | $100,000 | A- | Yr 1: 0% | View Details |
| SBLI USA | Select Choice® Plus 1 (5) Year Plan Base Policy MVA | 4.45% Up to · from 3.95% | 5 Year | $100,000 | A- | Yr 1: 0% | View Details |
| The Standard | Focused Growth Annuity 3 | 4.45% Up to · from 4.15% | 3 Year | $100,000 | A | Yr 1: Interest Only | View Details |
| The Standard | Multi-Choice 3 Interest Only Withdrawals | 4.45% Up to · from 4.15% | 3 Year | $100,000 | A | Yr 1: Interest Only | View Details |
| AuguStar | LunarLock 3 MVA | 4.40% Up to · from 4.20% | 3 Year | $100,000 | A | Yr 1: 10% | View Details |
| AuguStar | LunarLock 3 MVA CA | 4.40% Up to · from 4.20% | 3 Year | $100,000 | A | Yr 1: 10% | View Details |
| Manhattan Life Insurance Company | Preferred Choice 7 | 4.40% | 7 Year | $10,000 | B++ | Yr 1: 15% | View Details |
| Manhattan Life Insurance Company | Preferred Choice 7 CA | 4.40% | 7 Year | $10,000 | B++ | Yr 1: 15% | View Details |
| Mass Mutual | Premier Voyage 3 | 4.40% Up to · from 4.10% | 3 Year | $1,000,000 | A++ | Yr 1: 10% | View Details |
| Mass Mutual | Premier Voyage 4 | 4.40% Up to · from 4.10% | 4 Year | $1,000,000 | A++ | Yr 1: 10% | View Details |
| National Security Insurance Company | National Security MYGA 4 (NQ only) | 4.40% | 4 Year | $25,000 | B | Yr 1: 0% · Yr 2+: 10% | View Details |
| National Security Insurance Company | National Security MYGA 6 (NQ only) | 4.40% | 6 Year | $25,000 | B | Yr 1: 0% · Yr 2+: 10% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 1 (3) Year Plan Base Policy | 4.40% Up to · from 4.15% | 3 Year | $100,000 | A- | Yr 1: 0% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 1 (4) Year Plan Base Policy | 4.40% Up to · from 4.15% | 4 Year | $100,000 | A- | Yr 1: 0% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 4 (7) Year Plan (Base + ROP + PFW) | 4.40% Up to · from 4.15% | 7 Year | $100,000 | A- | Yr 1: 10% | View Details |
| SBLI USA | Select Choice 2 (5) Base Policy + ROP | 4.40% Up to · from 4.00% | 5 Year | $100,000 | A- | Yr 1: 0% | View Details |
| SBLI USA | Select Choice 3 (3) Base Policy + PFW | 4.40% Up to · from 3.95% | 3 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| SBLI USA | Select Choice® Plus 2 (7) Year Plan (Base + ROP) MVA | 4.40% Up to · from 3.75% | 7 Year | $100,000 | A- | Yr 1: 0% | View Details |
| SBLI USA | Select Choice® Plus 3 (5) Year Plan (Base + PFW) MVA | 4.40% Up to · from 3.90% | 5 Year | $100,000 | A- | Yr 1: 10% | View Details |
| The Standard | Multi-Choice 3 10% Withdrawal Provision | 4.40% Up to · from 4.10% | 3 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 10% | View Details |
| Western United Life Insurance Company. | Future Select 7 | 4.40% | 7 Year | $10,000 | B++ | Yr 1: 15% | View Details |
| Western United Life Insurance Company. | Future Select 7 CA | 4.40% | 7 Year | $10,000 | B++ | Yr 1: 15% | View Details |
| Aspida | Synergy Choice 3 | 4.35% Up to · from 4.20% | 3 Year | $100,000 | A- | Yr 1: 0% | View Details |
| AuguStar | LunarGuard 3 | 4.35% Up to · from 4.15% | 3 Year | $100,000 | A | Yr 1: 5% | View Details |
| AuguStar | LunarGuard 3 CA | 4.35% Up to · from 4.15% | 3 Year | $100,000 | A | Yr 1: 5% | View Details |
| Brighthouse Life Insurance Company | Fixed Rate Annuity 3 MVA | 4.35% Up to · from 4.10% | 3 Year | $100,000 | A | Yr 1: 10% | View Details |
| Fidelity & Guaranty Life | FG Guarantee-Platinum 3 | 4.35% | 3 Year | $20,000 | A | Yr 1: Interest Only | View Details |
| Liberty Bankers Life | Heritage Premier Plus 3 | 4.35% | 3 Year | $10,000 | A- | Yr 1: Interest Only | View Details |
| Manhattan Life Insurance Company | Preferred Choice 6 | 4.35% | 6 Year | $25,000 | B++ | Yr 1: 15% | View Details |
| Manhattan Life Insurance Company | Preferred Choice 6 CA | 4.35% | 6 Year | $25,000 | B++ | Yr 1: 15% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® 4 (3) Year Plan (Base + ROP + PFW) | 4.35% Up to · from 4.10% | 3 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 3 (3) Year Plan (Base + PFW) | 4.35% Up to · from 4.10% | 3 Year | $100,000 | A- | Yr 1: 10% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 3 (4) Year Plan (Base + PFW) | 4.35% Up to · from 4.10% | 4 Year | $100,000 | A- | Yr 1: 10% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 4 (3) Year Plan (Base + ROP + PFW) MVA | 4.35% Up to · from 4.10% | 3 Year | $100,000 | A- | Yr 1: 10% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 4 (4) Year Plan (Base + ROP + PFW) MVA | 4.35% Up to · from 4.10% | 4 Year | $100,000 | A- | Yr 1: 10% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 4 (5) Year Plan (Base + ROP + PFW) | 4.35% Up to · from 4.15% | 5 Year | $100,000 | A- | Yr 1: 10% | View Details |
| SBLI USA | Select Choice 2 (3) Base Policy + ROP | 4.35% Up to · from 3.90% | 3 Year | $100,000 | A- | Yr 1: 0% | View Details |
| Securian Financial | SecureOption Choice 3 | 4.35% Up to · from 4.05% | 3 Year | $500,000 | A+ | Yr 1: 0% · Yr 2+: 10% | View Details |
| Western United Life Insurance Company. | Discovery Plus 3 | 4.35% | 3 Year | $10,000 | B++ | Yr 1: Interest Only | View Details |
| AuguStar | LunarLock 3 | 4.30% Up to · from 4.10% | 3 Year | $100,000 | A | Yr 1: 10% | View Details |
| AuguStar | LunarLock 3 CA | 4.30% Up to · from 4.10% | 3 Year | $100,000 | A | Yr 1: 10% | View Details |
| AuguStar | LunarLock Prime 3 MVA | 4.30% Up to · from 4.10% | 3 Year | $100,000 | A | Yr 1: 10% | View Details |
| AuguStar | LunarLock Prime 3 MVA CA | 4.30% Up to · from 4.10% | 3 Year | $100,000 | A | Yr 1: 10% | View Details |
| Corebridge Financial | American Pathway Fixed 5 Annuity - No GROP with MVA | 4.30% Up to · from 4.05% | 5 Year | $100,000 | A | Yr 1: Interest Only · Yr 2+: 15% | View Details |
| Corebridge Financial | American Pathway Fixed 7 Annuity - No GROP with MVA | 4.30% Up to · from 4.10% | 7 Year | $100,000 | A | Yr 1: Interest Only · Yr 2+: 15% | View Details |
| Corebridge Financial | Corebridge Pathway Choicesm Fixed 3 Annuity | 4.30% Up to · from 4.05% | 3 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 10% | View Details |
| Corebridge Financial | Corebridge Pathway Choicesm Fixed 4 Annuity | 4.30% Up to · from 4.05% | 4 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 10% | View Details |
| Corebridge Financial | Corebridge Pathway Choicesm Fixed 5 Annuity | 4.30% Up to · from 4.05% | 5 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 10% | View Details |
| Corebridge Financial | Corebridge Pathway Choicesm Fixed 7 Annuity | 4.30% Up to · from 4.05% | 7 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 10% | View Details |
| Guaranty Income Life | Guaranty Rate Lock 3 | 4.30% Up to · from 4.20% | 3 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 5% | View Details |
| Manhattan Life Insurance Company | Preferred Choice 5 | 4.30% | 5 Year | $10,000 | B++ | Yr 1: 15% | View Details |
| Manhattan Life Insurance Company | Preferred Choice 5 CA | 4.30% | 5 Year | $10,000 | B++ | Yr 1: 15% | View Details |
| Mass Mutual | Stable Voyage 3 | 4.30% Up to · from 4.05% | 3 Year | $100,000 | A++ | Yr 1: 10% | View Details |
| Mass Mutual | Stable Voyage 4 | 4.30% Up to · from 4.05% | 4 Year | $100,000 | A++ | Yr 1: 10% | View Details |
| Oxford Life Insurance Company | Multi-Select 3 | 4.30% | 3 Year | $20,000 | A | Yr 1: Interest Only · Yr 2+: 10% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 2 (3) Year Plan (Base + ROP) | 4.30% Up to · from 4.05% | 3 Year | $100,000 | A- | Yr 1: 0% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 2 (4) Year Plan (Base + ROP) | 4.30% Up to · from 4.05% | 4 Year | $100,000 | A- | Yr 1: 0% | View Details |
| SBLI USA | Select Choice 4 (5) Base Policy + ROP + PFW | 4.30% Up to · from 3.90% | 5 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| SBLI USA | Select Choice® Plus 4 (7) Year Plan (Base + ROP + PFW) MVA | 4.30% Up to · from 3.65% | 7 Year | $100,000 | A- | Yr 1: 10% | View Details |
| The Standard | Multi-Choice 3 10% Withdrawal Provision ROP | 4.30% Up to · from 4.00% | 3 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 10% | View Details |
| Corebridge Financial | American Pathway Fixed 5 Annuity | 4.25% Up to · from 3.85% | 5 Year | $100,000 | A | Yr 1: Interest Only · Yr 2+: 15% | View Details |
| Corebridge Financial | American Pathway Fixed 5 Annuity - GROP with MVA | 4.25% Up to · from 3.60% | 5 Year | $100,000 | A | Yr 1: Interest Only · Yr 2+: 15% | View Details |
| Corebridge Financial | American Pathway Fixed 7 Annuity - GROP with MVA | 4.25% Up to · from 3.65% | 7 Year | $100,000 | A | Yr 1: Interest Only · Yr 2+: 15% | View Details |
| Corebridge Financial | American Pathway Fixed 7 Annuity - No GROP | 4.25% Up to · from 4.05% | 7 Year | $100,000 | A | Yr 1: Interest Only · Yr 2+: 15% | View Details |
| ELCO Mutual Life & Annuity | Guardian Eagle 2 Year | 4.25% | 2 Year | $10,000 | B++ | Yr 1: Interest Only · Yr 2+: 15% | View Details |
| Manhattan Life Insurance Company | Premium Preferred 7 | 4.25% | 7 Year | $10,000 | B++ | Yr 1: 15% | View Details |
| Manhattan Life Insurance Company | Premium Preferred 7 CA | 4.25% | 7 Year | $10,000 | B++ | Yr 1: 15% | View Details |
| SBLI USA | Select Choice 4 (3) Base Policy + ROP + PFW | 4.25% Up to · from 3.80% | 3 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 10% | View Details |
| Securian Financial | SecureOption Choice 3 CA | 4.25% Up to · from 3.95% | 3 Year | $500,000 | A+ | Yr 1: 10% | View Details |
| Symetra Life Insurance Company | Symetra Select Pro 3 GROP | 4.25% Up to · from 4.00% | 3 Year | $250,000 | A | Yr 1: 15% | View Details |
| Western United Life Insurance Company. | Discovery 3 CA | 4.25% | 3 Year | $10,000 | B++ | Yr 1: Interest Only | View Details |
| AuguStar | LunarLock Prime 3 | 4.20% Up to · from 4.00% | 3 Year | $100,000 | A | Yr 1: 10% | View Details |
| AuguStar | LunarLock Prime 3 CA | 4.20% Up to · from 4.00% | 3 Year | $100,000 | A | Yr 1: 10% | View Details |
| Brighthouse Life Insurance Company | Fixed Rate Annuity 3 | 4.20% Up to · from 3.95% | 3 Year | $100,000 | A | Yr 1: 10% | View Details |
| Corebridge Financial | American Pathway Fixed 5 Annuity - GROP | 4.20% Up to · from 3.60% | 5 Year | $100,000 | A | Yr 1: Interest Only · Yr 2+: 15% | View Details |
| Jackson® | RateProtector 3 | 4.20% Up to · from 3.90% | 3 Year | $100,000 | A | Yr 1: 10% | View Details |
| Mutual of Omaha | Ultra - Secure Plus 5 | 4.20% Up to · from 4.05% | 5 Year | $50,000 | A+ | Yr 1: 10% | View Details |
| National Life Group | RetireMax Secure 3 | 4.20% Up to · from 3.90% | 3 Year | $100,000 | A+ | Yr 1: 0% · Yr 2+: 10% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 4 (3) Year Plan (Base + ROP + PFW) | 4.20% Up to · from 3.95% | 3 Year | $100,000 | A- | Yr 1: 10% | View Details |
| S.USA Life Insurance Company, Inc. | Select Choice® Plus 4 (4) Year Plan (Base + ROP + PFW) | 4.20% Up to · from 3.95% | 4 Year | $100,000 | A- | Yr 1: 10% | View Details |
| SBLI USA | Select Choice® Plus 1 (3) Year Plan Base Policy MVA | 4.20% Up to · from 3.65% | 3 Year | $100,000 | A- | Yr 1: 0% | View Details |
| SBLI USA | Select Choice® Plus 2 (5) Year Plan (Base + ROP) MVA | 4.20% Up to · from 3.70% | 5 Year | $100,000 | A- | Yr 1: 0% | View Details |
| The United States Life Insurance Co. (NY) | Corebridge Pathway Choicesm Focus NY 5 | 4.20% Up to · from 3.30% | 5 Year | $249,999 | A | Yr 1: 0% · Yr 2+: 10% | View Details |
| The United States Life Insurance Co. (NY) | Corebridge Pathway Choicesm Focus NY 7 | 4.20% Up to · from 3.30% | 7 Year | $249,999 | A | Yr 1: 0% · Yr 2+: 10% | View Details |
| Western United Life Insurance Company. | Future Select 5 | 4.20% | 5 Year | $10,000 | B++ | Yr 1: 15% | View Details |
| Western United Life Insurance Company. | Future Select 5 CA | 4.20% | 5 Year | $10,000 | B++ | Yr 1: 15% | View Details |
| American General Life Insurance Company | American Pathway VisionMYG 4 | 4.15% Up to · from 3.70% | 4 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 15% | View Details |
| American General Life Insurance Company | American Pathway VisionMYG 5 | 4.15% Up to · from 3.85% | 5 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 15% | View Details |
| American General Life Insurance Company | American Pathway VisionMYG 6 | 4.15% Up to · from 3.85% | 6 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 15% | View Details |
| American General Life Insurance Company | American Pathway VisionMYG 7 | 4.15% Up to · from 3.90% | 7 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 15% | View Details |
| Corebridge Financial | American Pathway VisionMYG 4 | 4.15% Up to · from 3.70% | 4 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 15% | View Details |
| Corebridge Financial | American Pathway VisionMYG 5 | 4.15% Up to · from 3.85% | 5 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 15% | View Details |
| Corebridge Financial | American Pathway VisionMYG 6 | 4.15% Up to · from 3.85% | 6 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 15% | View Details |
| Corebridge Financial | American Pathway VisionMYG 7 | 4.15% Up to · from 3.90% | 7 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 15% | View Details |
| Guardian Insurance & Annuity Co. | Guardian Fixed Target Annuity 3 | 4.15% Up to · from 3.90% | 3 Year | $100,000 | A++ | Yr 1: 10% | View Details |
| Guardian Insurance & Annuity Co. | Guardian Fixed Target Annuity 4 | 4.15% Up to · from 3.90% | 4 Year | $100,000 | A++ | Yr 1: 10% | View Details |
| Manhattan Life Insurance Company | Preferred Choice 3 NY | 4.15% | 3 Year | $10,000 | B++ | Yr 1: Interest Only | View Details |
| SBLI USA | Select Choice® Plus 3 (3) Year Plan (Base + PFW) MVA | 4.15% Up to · from 3.60% | 3 Year | $100,000 | A- | Yr 1: 10% | View Details |
| Global Atlantic Financial Group | SecureFore 3 | 4.10% Up to · from 3.90% | 3 Year | $100,000 | A | Yr 1: 10% | View Details |
| Guaranty Income Life | Guaranty Rate Lock 10 | 4.10% Up to · from 4.00% | 10 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 5% | View Details |
| Guaranty Income Life | Guaranty Rate Lock 6 | 4.10% Up to · from 4.00% | 6 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 5% | View Details |
| Guaranty Income Life | Guaranty Rate Lock 8 | 4.10% Up to · from 4.00% | 8 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 5% | View Details |
| Guaranty Income Life | Guaranty Rate Lock 9 | 4.10% Up to · from 4.00% | 9 Year | $100,000 | A- | Yr 1: 0% · Yr 2+: 5% | View Details |
| Manhattan Life Insurance Company | Preferred Choice 3 | 4.10% | 3 Year | $10,000 | B++ | Yr 1: Interest Only | View Details |
| Manhattan Life Insurance Company | Preferred Choice 3 CA | 4.10% | 3 Year | $10,000 | B++ | Yr 1: Interest Only | View Details |
| Nationwide Life Insurance Company | Secure Growth 3 MVA | 4.10% Up to · from 3.85% | 3 Year | $100,000 | A+ | Yr 1: 10% | View Details |
| SBLI USA | Select Choice® Plus 2 (3) Year Plan (Base + ROP) MVA | 4.10% Up to · from 3.55% | 3 Year | $100,000 | A- | Yr 1: 0% | View Details |
| SBLI USA | Select Choice® Plus 4 (5) Year Plan (Base + ROP + PFW) MVA | 4.10% Up to · from 3.60% | 5 Year | $100,000 | A- | Yr 1: 10% | View Details |
| The United States Life Insurance Co. (NY) | Corebridge Pathway Choicesm Focus NY 3 | 4.10% Up to · from 3.25% | 3 Year | $249,999 | A | Yr 1: 0% · Yr 2+: 10% | View Details |
| The United States Life Insurance Co. (NY) | Corebridge Pathway Choicesm Focus NY 4 | 4.10% Up to · from 3.25% | 4 Year | $249,999 | A | Yr 1: 0% · Yr 2+: 10% | View Details |
| The United States Life Insurance Co. (NY) | Corebridge Pathway Choicesm Focus NY 5 ROP | 4.10% Up to · from 3.25% | 5 Year | $249,999 | A | Yr 1: 0% · Yr 2+: 10% | View Details |
| The United States Life Insurance Co. (NY) | Corebridge Pathway Choicesm Focus NY 7 ROP | 4.10% Up to · from 3.25% | 7 Year | $249,999 | A | Yr 1: 0% · Yr 2+: 10% | View Details |
| Brighthouse Life Insurance Company | Fixed Rate Annuity 3 ROP | 4.05% Up to · from 3.80% | 3 Year | $100,000 | A | Yr 1: 10% | View Details |
| Corebridge Financial | American Pathway Fixed 7 Annuity - GROP | 4.05% Up to · from 3.60% | 7 Year | $100,000 | A | Yr 1: Interest Only · Yr 2+: 15% | View Details |
| Manhattan Life Insurance Company | Premium Preferred 5 | 4.00% | 5 Year | $10,000 | B++ | Yr 1: 15% | View Details |
| Manhattan Life Insurance Company | Premium Preferred 5 CA | 4.00% | 5 Year | $10,000 | B++ | Yr 1: 15% | View Details |
| Revol One Financial | Excelera Plus 3 Year | 4.00% | 3 Year | $50,000 | B++ | Yr 1: 0% | View Details |
| Revol One Financial | Excelera Plus 5 Year | 4.00% | 5 Year | $50,000 | B++ | Yr 1: 0% | View Details |
| Revol One Financial | Excelera Plus 7 Year | 4.00% | 7 Year | $50,000 | B++ | Yr 1: 0% | View Details |
| SBLI USA | Select Choice® Plus 4 (3) Year Plan (Base + ROP + PFW) MVA | 4.00% Up to · from 3.45% | 3 Year | $100,000 | A- | Yr 1: 10% | View Details |
| Manhattan Life Insurance Company | Preferred Choice 7 NY | 3.95% | 7 Year | $10,000 | B++ | Yr 1: 15% | View Details |
| MassMutual Ascend Life Insurance Company | SecureGain 3 2025 | 3.95% Up to · from 3.60% | 3 Year | $100,000 | A++ | Yr 1: 10% | View Details |
| The United States Life Insurance Co. (NY) | Corebridge Pathway Choicesm Focus NY 3 ROP | 3.95% Up to · from 3.10% | 3 Year | $249,999 | A | Yr 1: 0% · Yr 2+: 10% | View Details |
| The United States Life Insurance Co. (NY) | Corebridge Pathway Choicesm Focus NY 4 ROP | 3.95% Up to · from 3.10% | 4 Year | $249,999 | A | Yr 1: 0% · Yr 2+: 10% | View Details |
| Nationwide Life Insurance Company | Secure Growth 4 MVA | 3.90% Up to · from 3.60% | 4 Year | $100,000 | A+ | Yr 1: 10% | View Details |
| SILAC | Secure Savings Elite 2 | 3.90% | 2 Year | $10,000 | B | Yr 1: 0% | View Details |
| American Equity Investment Life Insurance Company | GuaranteeShield 3 | 3.75% Up to · from 3.50% | 3 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 10% | View Details |
| American Equity Investment Life Insurance Company | GuaranteeShield 5 | 3.75% Up to · from 3.50% | 5 Year | $100,000 | A | Yr 1: 0% · Yr 2+: 10% | View Details |
| Manhattan Life Insurance Company | Preferred Choice 6 NY | 3.75% | 6 Year | $25,000 | B++ | Yr 1: 15% | View Details |
| Securian Financial | SecureOption Focus 7 (ROP) | 3.75% Up to · from 3.45% | 7 Year | $100,000 | A+ | Yr 1: 10% | View Details |
| SILAC | Secure Savings Elite 5 (FL) | 3.75% | 5 Year | $10,000 | B | Yr 1: 0% | View Details |
| Integrity Life Insurance Company | MultiVantage 10 | 3.70% | 10 Year | $20,000 | A+ | Yr 1: 10% | View Details |
| Manhattan Life Insurance Company | Premium Preferred 7 NY | 3.70% | 7 Year | $10,000 | B++ | Yr 1: 15% | View Details |
| Manhattan Life Insurance Company | Premium Preferred 5 NY | 3.65% | 5 Year | $10,000 | B++ | Yr 1: 15% | View Details |
| Integrity Life Insurance Company | New Momentum 5 | 3.55% | 5 Year | $5,000 | A+ | Yr 1: 10% | View Details |
| National Integrity Life Insurance | New Momentum 10 | 3.55% | 10 Year | $5,000 | A+ | Yr 1: 10% | View Details |
| Integrity Life Insurance Company | SPDA Series II 7 | 3.50% | 7 Year | $3,000 | A+ | Yr 1: 10% | View Details |
| SILAC | Secure Savings Elite 3 (FL) | 3.50% | 3 Year | $10,000 | B | Yr 1: 0% | View Details |
| Integrity Life Insurance Company | MultiVantage 5 | 3.45% | 5 Year | $20,000 | A+ | Yr 1: 10% | View Details |
| Integrity Life Insurance Company | MultiVantage 7 | 3.45% | 7 Year | $20,000 | A+ | Yr 1: 10% | View Details |
| Integrity Life Insurance Company | New Momentum 10 | 3.45% | 10 Year | $5,000 | A+ | Yr 1: 10% | View Details |
| Mass Mutual | Premier Voyage 2 | 3.45% Up to · from 3.15% | 2 Year | $1,000,000 | A++ | Yr 1: 10% | View Details |
| SILAC | Secure Savings 5 Year | 3.45% | 5 Year | $10,000 | B | Yr 1: Interest Only · Yr 2+: 5% | View Details |
| Integrity Life Insurance Company | MultiVantage 4 | 3.35% | 4 Year | $20,000 | A+ | Yr 1: 10% | View Details |
| National Integrity Life Insurance | New Momentum 7 | 3.35% | 7 Year | $5,000 | A+ | Yr 1: 10% | View Details |
| Integrity Life Insurance Company | New Momentum 7 | 3.30% | 7 Year | $5,000 | A+ | Yr 1: 10% | View Details |
| Integrity Life Insurance Company | New Momentum 6 | 3.25% | 6 Year | $5,000 | A+ | Yr 1: 10% | View Details |
| SILAC | Secure Savings 3 Year | 3.15% | 3 Year | $10,000 | B | Yr 1: Interest Only · Yr 2+: 5% | View Details |
| SILAC | Secure Savings Elite 2 (FL) | 3.15% | 2 Year | $10,000 | B | Yr 1: 0% | View Details |
| SILAC | Secure Savings 2 Year | 2.60% | 2 Year | $10,000 | B | Yr 1: Interest Only · Yr 2+: 5% | View Details |
| The United States Life Insurance Co. (NY) | Assured Edge Income Builder | 2.40% | 7 Year | $25,000 | A | Yr 1: 10% | View Details |
| American General Life Insurance Company | Assured Edge Income Achiever | 2.00% | 10 Year | $25,000 | A | Yr 1: 10% | View Details |
Rates are for informational purposes only and subject to change without notice. Products marked SI use simple interest. Guarantees are backed by the claims-paying ability of the issuing insurance company. Not FDIC insured. State guaranty association limits apply. Always verify with a licensed professional before purchasing.
A 3-year fixed annuity is a type of annuity that pays a guaranteed interest rate for the entire 3-year initial contract period. For this reason, these types of fixed-rate annuities are commonly referred to as MYGAs, or multi-year guaranteed annuities.
Insurance companies issue annuities, and product features vary by insurance company and from product to product. Some fixed annuities allow you to take free withdrawals of your interest or up to 10% of your annuity’s account value each year, while other 3-year fixed annuities do not allow any withdrawals during the three year contract.
Most annuities earn interest daily and credit the interest to the annuity account value each month. More than 90% of all fixed annuities use compound interest, which means you earn interest on top of your interest. However, recently, a handful of annuity companies have begun to offer fixed annuities that credit using simple interest.
Annuities that use simple interest only pay interest on your original deposit and not on the interest you earn; these types of annuities are best for someone who plans to withdraw their interest each month (compounding doesn’t matter in this case).
Not all fixed annuities offer the same liquidity or free-withdrawal provisions, so it is important to look closely at these features when comparing annuities. Each annuity will offer one of these three options:
You also want to consider when the free withdrawals become available. Some annuities make free withdrawals available in year one, while other products don’t allow for any withdrawals until year 2.
A surrender charge is applied to any withdrawal during the 3 year annuity contract that is not allowed by a free withdrawal provision (i.e., interest only, 10% free). Surrender charges in annuities tend to be fairly steep, so it is very important to consider your liquidity needs before purchasing an annuity.
A typical surrender charge schedule is 8% in Year 1, 7% in Year. 2, and 6% in Year 3.
At the end of the 3-year contract, you can renew for another 3 years, transfer your annuity to another insurance company using a tax-free 1035 exchange, or take possession of all of your funds without penalty.
An MVA adjusts the value of an early withdrawal based on changes in a specific interest rate index. If interest rates have risen since the annuity was purchased, the MVA will likely be a negative adjustment, decreasing your payout; if rates have fallen, it will be positive, increasing it.
The MVA is typically only applied to withdrawals that exceed any penalty-free limits or to the entire contract if surrendered before the end of a surrender period.
10% free withdrawals are a fairly common feature among 3 year fixed annuities, although they are more common in longer-term annuity contracts. The way it works is you are allowed to withdraw up to 10% of your previous year’s account value. You are allowed to take the 10% free withdrawal once per annuity contract year.
The “59½ rule” is an IRS guideline that states you can begin taking withdrawals from qualified retirement plans without incurring the standard 10% early withdrawal penalty once you reach age 59½. This applies to accounts like 401(k)s, 403(b)s, and traditional IRAs.
Disclosures: Guarantees are backed by the issuing insurer’s financial strength and claims-paying ability. CDs are FDIC insured up to limits. Bonds are subject to interest rate and credit risk. This is educational, not individualized advice.
Questions or current top rates? Call 855‑583‑1104 or email info@myannuitystore.com. We’ll keep it simple and put your goals first.
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